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Student Loans Jan - Dec (Calendar year)

These figures are cumulative year-to-date figures. Therefore, the Jan - Dec figures are the relevant calendar year figures in the annual statistics table. For the purpose of these tables, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the month specified. Percentage figures may not add to exactly 100% because of rounding effects. All percentages are rounded to the nearest percent. Five years of data are presented, earlier figures are included in the downloadable spreadsheets.

Amounts paid out for Student Loans

Loan totals 2005 2006 2007 2008 2009
Fees 143,406 156,236 160,855 166,112 185,745
Course related costs 94,782 103,553 103,651 105,046 124,944
Living costs 73,668 80,921 87,175 88,850 97,229
Repayments and Refunds 38,421 43,257 46,968 48,923 55,778
Administration charges 149,447 162,211 166,315 171,121 191,304
Total number of students 154,411 167,420 173,791 178,533 198,738
Total fees $609,842,253 $688,743,663 $736,116,062 $787,834,735 $885,174,215
Total course related costs $89,415,201 $98,388,233 $98,226,493 $100,356,596 $123,356,530
Total living costs $282,500,360 $311,270,151 $337,486,444 $344,317,975 $370,949,831
Total repayments and refunds $-55,534,431 $-59,976,619 $-70,898,949 $-82,037,434 $-92,569,501
Total administration charges $7,641,600 $8,326,450 $8,483,250 $8,764,650 $9,803,350
Average fees $4,253 $4,408 $4,576 $4,743 $4,766
Average course related costs $943 $950 $948 $955 $987
Average living costs $3,835 $3,847 $3,871 $3,875 $3,815
Click here to download this table as an Excel spreadsheet.

Distribution of Student Loan recipients by types of education provider attended

Where more than one education provider is named, the students are attending all the named education providers during the year.

Education provider type 2005 2006 2007 2008 2009
CoE 2,483 1% 2,391 1%            
Polytech 37,243 24% 39,041 23% 40,415 23% 42,009 23% 50,686 25%
CoE & Poly 29 0% 17 0% 1 0%        
PTE 30,633 19% 36,256 21% 35,270 20% 35,151 19% 35,677 17%
CoE & PTE 13 0% 10 0% 1 0%        
Poly & PTE 842 0% 916 0% 879 0% 981 0% 1,210 0%
University 76,163 49% 82,727 49% 91,402 52% 94,585 52% 103,674 52%
CoE & Univ 276 0% 294 0% 30 0%        
PTE & Univ 739 0% 775 0% 822 0% 801 0% 986 0%
Poly & Univ 1,050 0% 1,043 0% 1,112 0% 1,185 0% 1,467 0%
Wananga 4,466 2% 3,544 2% 3,477 2% 3,422 1% 4,490 2%
Multiple types 474 0% 406 0% 382 0% 399 0% 548 0%
Total 154,411 100% 167,420 100% 173,791 100% 178,533 100% 198,738 100%
Click here to download this table as an Excel spreadsheet.

Fees paid out for Student Loans, by provider type

Loans by provider type ($M) 2005 2006 2007 2008 2009
CoE $6.3 $6.4      
Polytech $125.1 $131.7 $142.9 $153.0 $182.3
CoE & Poly $0.1 $0.1 $0.0    
PTE $142.9 $180.1 $166.8 $168.2 $175.1
CoE & PTE $0.1 $0.1 $0.0    
Poly & PTE $6.7 $7.6 $6.9 $10.6 $9.0
University $303.7 $339.8 $396.6 $432.2 $490.7
CoE & Univ $1.2 $1.3 $0.0    
PTE & Univ $5.2 $5.7 $6.1 $6.4 $7.7
Poly & Univ $5.6 $5.5 $5.6 $7.1 $7.8
Wananga $10.4 $8.3 $9.3 $8.4 $10.1
Multiple types $2.4 $2.1 $1.8 $1.9 $2.5
Total $609.8 $688.7 $736.1 $787.8 $885.2
Click here to download this table as an Excel spreadsheet.

Distribution of Student Loan recipients by age and gender

Age is calculated as at the end of the last quarter of the period.
Student ages 2005 2006 2007 2008 2009
17 or less F 2,191 1% 2,342 1% 2,388 1% 2,156 1% 2,070 1%
M 1,750 1% 1,804 1% 1,944 1% 1,876 1% 1,907 0%
Both 3,941 2% 4,146 2% 4,332 2% 4,032 2% 3,977 2%
18 - 19 F 15,089 9% 16,850 10% 18,377 10% 19,066 10% 21,019 10%
M 10,674 6% 12,380 7% 13,562 7% 14,251 7% 16,113 8%
Both 25,763 16% 29,230 17% 31,939 18% 33,317 18% 37,132 18%
20 - 24 F 34,826 22% 37,383 22% 39,063 22% 41,377 23% 45,403 22%
M 25,860 16% 28,007 16% 29,501 16% 31,190 17% 35,418 17%
Both 60,686 39% 65,390 39% 68,564 39% 72,567 40% 80,821 40%
25 - 29 F 11,979 7% 12,570 7% 12,955 7% 13,397 7% 15,113 7%
M 8,154 5% 8,741 5% 9,026 5% 9,467 5% 11,305 5%
Both 20,133 13% 21,311 12% 21,981 12% 22,864 12% 26,418 13%
30 - 34 F 8,373 5% 8,420 5% 8,193 4% 8,124 4% 8,953 4%
M 4,951 3% 5,071 3% 4,973 2% 5,034 2% 5,645 2%
Both 13,324 8% 13,491 8% 13,166 7% 13,158 7% 14,598 7%
35 - 39 F 6,664 4% 6,852 4% 6,715 3% 6,613 3% 7,425 3%
M 3,409 2% 3,642 2% 3,583 2% 3,452 1% 3,978 2%
Both 10,073 6% 10,494 6% 10,298 5% 10,065 5% 11,403 5%
40 - 44 F 5,555 3% 5,731 3% 5,640 3% 5,303 2% 5,924 2%
M 2,383 1% 2,480 1% 2,470 1% 2,404 1% 2,764 1%
Both 7,938 5% 8,211 4% 8,110 4% 7,707 4% 8,688 4%
45 - 49 F 3,872 2% 4,212 2% 4,350 2% 4,418 2% 4,743 2%
M 1,534 0% 1,726 1% 1,819 1% 1,816 1% 2,046 1%
Both 5,406 3% 5,938 3% 6,169 3% 6,234 3% 6,789 3%
50 - 54 F 2,147 1% 2,458 1% 2,600 1% 2,553 1% 2,811 1%
M 953 0% 1,131 0% 1,047 0% 1,088 0% 1,235 0%
Both 3,100 2% 3,589 2% 3,647 2% 3,641 2% 4,046 2%
55 - 59 F 1,079 0% 1,394 0% 1,382 0% 1,450 0% 1,577 0%
M 576 0% 663 0% 704 0% 696 0% 756 0%
Both 1,655 1% 2,057 1% 2,086 1% 2,146 1% 2,333 1%
60 - 64 F 642 0% 863 0% 937 0% 825 0% 774 0%
M 345 0% 504 0% 550 0% 508 0% 549 0%
Both 987 0% 1,367 0% 1,487 0% 1,333 0% 1,323 0%
65 - 69 F 460 0% 688 0% 588 0% 425 0% 361 0%
M 396 0% 578 0% 502 0% 386 0% 353 0%
Both 856 0% 1,266 0% 1,090 0% 811 0% 714 0%
70 - 74 F 168 0% 302 0% 298 0% 221 0% 171 0%
M 253 0% 400 0% 401 0% 279 0% 199 0%
Both 421 0% 702 0% 699 0% 500 0% 370 0%
75 - 79 F 34 0% 59 0% 60 0% 40 0% 37 0%
M 72 0% 133 0% 130 0% 93 0% 71 0%
Both 106 0% 192 0% 190 0% 133 0% 108 0%
80 or over F 10 0% 15 0% 14 0% 13 0% 5 0%
M 12 0% 21 0% 19 0% 12 0% 13 0%
Both 22 0% 36 0% 33 0% 25 0% 18 0%
Total F 93,089 60% 100,139 59% 103,560 59% 105,981 59% 116,386 58%
M 61,322 39% 67,281 40% 70,231 40% 72,552 40% 82,352 41%
Both 154,411 100% 167,420 100% 173,791 100% 178,533 100% 198,738 100%
Click here to download this table as an Excel spreadsheet.

Distribution of Student Loan recipients by residential status

Residential status 2005 2006 2007 2008 2009
Citizen by birth 113,080 73% 119,861 71% 123,863 71% 127,245 71% 142,130 71%
Citizen 17,923 11% 20,342 12% 22,055 12% 23,701 13% 26,547 13%
Permanent resident 23,161 14% 26,958 16% 27,623 15% 27,340 15% 29,809 14%
Refugee 247 0% 259 0% 250 0% 246 0% 252 0%
Unknown             1 0%    
Total 154,411 100% 167,420 100% 173,791 100% 178,533 100% 198,738 100%
Click here to download this table as an Excel spreadsheet.

Summary of Student Loan recipients by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

Ethnic groups 2005 2006 2007 2008 2009
European 73,013 47% 78,329 46% 86,538 49% 91,803 51% 103,041 51%
Maori 20,239 13% 21,406 12% 22,407 12% 23,459 13% 26,288 13%
Pacific peoples 8,596 5% 9,482 5% 10,506 6% 11,563 6% 13,410 6%
Asian 19,239 12% 23,635 14% 25,599 14% 26,587 14% 29,565 14%
Other 3,368 2% 3,655 2% 4,130 2% 4,467 2% 4,915 2%
European and Maori 5,589 3% 5,869 3% 5,749 3% 5,963 3% 7,152 3%
European and Pacific 1,306 0% 1,351 0% 1,403 0% 1,484 0% 1,849 0%
Maori and Pacific 582 0% 568 0% 547 0% 586 0% 755 0%
European and Asian 702 0% 864 0% 982 0% 1,139 0% 1,401 0%
Maori and Asian 69 0% 60 0% 56 0% 64 0% 78 0%
Pacific and Asian 290 0% 237 0% 173 0% 176 0% 202 0%
European and Other 598 0% 553 0% 452 0% 427 0% 645 0%
Maori and Other 88 0% 72 0% 50 0% 42 0% 46 0%
Pacific and Other 43 0% 42 0% 22 0% 20 0% 34 0%
Asian and Other 422 0% 352 0% 151 0% 122 0% 125 0%
3 ethnic groups 643 0% 643 0% 615 0% 696 0% 832 0%
4 ethnic groups 50 0% 45 0% 47 0% 40 0% 51 0%
All 5 ethnic groups 13 0% 12 0% 13 0% 18 0% 17 0%
Unspecified 19,561 12% 20,245 12% 14,351 8% 9,877 5% 8,332 4%
Total 154,411 100% 167,420 100% 173,791 100% 178,533 100% 198,738 100%
Click here to download this table as an Excel spreadsheet.

Detailed distribution of Student Loan recipients by ethnicity

From 2003 more detailed ethnicity data has been recorded.

Ethnicity details 2005 2006 2007 2008 2009
European mixed 2,112 2,449 2,367 2,661 5,366
Pacific peoples mixed 408 451 422 448 648
Asian mixed 912 998 596 569 1,554
Other mixed 315 338 177 158 325
Admiralty Islander 22 28 33 29 67
Afghani 105 142 186 237 261
African 652 833 1,080 1,278 1,584
African American 8 22 32 36 47
Aitutaki Islander 40 44 68 77 65
Albanian 26 31 47 52 52
Algerian 12 13 12 15 12
American (US) 153 201 289 349 365
Arab 228 244 400 441 423
Argentinian 11 21 27 21 24
Armenian 8 5 12 9 15
Asian 1,232 1,344 1,300 1,225 1,406
Assyrian 32 47 64 69 72
Atiu Islander 2 2 6 5 9
Austral Islander 1     1 2
Australian 636 737 909 996 1,083
Australian Aboriginal 10 7 9 10 13
Austrian 12 13 22 25 31
Bangladeshi 103 120 128 154 163
Belau/PalauIslander     1 2 1
Belgian 7 9 11 13 14
Bengali 14 22 33 32 31
Bismark Archipelagoan 4 1 4 4 1
Bolivian 5 3 5 8 9
Bougainvillean 3 2 1 2 3
Brazilian 29 43 74 96 99
British 430 562 863 1,165 1,502
Bulgarian 31 44 52 56 40
Burgher 1 2   1 2
Burmese 18 23 37 47 61
Byelorussian 1 4 3 7 6
Canadian 103 112 153 162 171
Celtic 36 39 52 45 53
Central American Indian 1 6 7 3 2
Channel Islander 3 1 4 5 6
Chilean 25 27 48 56 91
Chinese 7,842 10,277 10,186 9,757 10,300
Colombian 20 16 18 24 33
Cook Island Maori 1,110 1,218 1,289 1,399 1,596
Cornish 4 4 4 4 6
Corsican 6 6 13 12 15
Costa Rican   2 3 5 2
Creole (Latin America) 1 1 1 2  
Creole (US) 1 1 3 2 3
Croat/Croatian 48 47 60 93 98
Cypriot Unspecified 3 1 1 4 5
Czech 16 9 18 21 22
Dalmatian 6 8 5 3 4
Danish 10 12 23 25 20
Dutch/Netherlands 172 173 227 272 291
Easter Islander 4 12 10 7 13
Ecuadorian 2 2 6 3 7
Egyptian 84 96 122 116 121
English 886 1,053 1,553 1,817 1,954
Estonian 1 3 5 5 8
European 7,731 8,222 10,017 10,668 10,977
Falkland Islander/Kelper 2   1 2 3
Fijian (except Fiji Indian/Indo-Fijian) 285 304 341 351 378
Fijian Indian/Indo-Fijian 828 997 1,300 1,489 1,869
Filipino 490 589 875 1,112 1,420
Finnish 6 6 6 6 4
Flemish 1 3 3 4  
French 13 22 36 43 37
Gaelic 10 8 5 5 7
Gambier Islander 1     1  
German 69 112 180 199 204
Greek (incl Greek Cypriot) 16 17 30 36 45
Greenlander     1 1 2
Guadalcanalian 1     2 1
Guatemalan     1 3 2
Gujarati 37 47 91 91 101
Guyanese 1 2 4 3 2
Hawaiian 4   5 4 8
Honduran   1 4 4 3
Hong Kong Chinese 173 192 239 258 258
Hungarian 13 17 26 32 37
Icelander 6 3 2 9 10
Indian 3,103 3,686 4,189 4,555 4,858
Indonesian 92 108 135 148 157
Inuit/Eskimo 5 1   3 3
Iranian/Persian 215 254 351 358 359
Iraqi 107 112 169 201 195
Irish 76 93 150 152 153
Israeli/Jewish/Hebrew 46 49 68 77 70
Italian 15 14 27 35 39
Jamaican 5 5 10 4 4
Japanese 67 99 143 191 189
Jordanian 8 11 9 14 9
Kampuchean Chinese 6 9 11 14 18
Kanaka/Kanak     1    
Kenyan 2 5 7 6 5
Khmer/Kampuchean/Cambodian 83 94 113 133 131
Kiribati/Gilbertese 14 20 31 38 71
Korean 1,485 1,909 2,472 2,809 2,973
Kurd 14 18 36 48 51
Lao/Laotian 29 22 39 41 45
Latin American/Hispanic 63 57 69 77 92
Latvian 3 5 8 14 7
Lebanese 16 19 16 19 17
Libyan       1 5
Lithuanian 2 1 3 6 6
Macedonian 41 55 79 75 75
Malaitian 4 2 2 3 3
Malay/Malayan 27 35 43 48 52
Malaysian Chinese 474 557 681 764 763
Maltese 4 5 5 3 5
Malvinian (Spanish-speaking Falkland Islander)   1   1 2
Mangaia Islander 3 5 7 7 10
Manihiki Islander 2 2 5 3 4
Manus Islander   1 3    
Manx 4 1 2 3 3
Marquesas Islander       1 1
Marshall Islander     1 1 2
Mauke Islander     2 2 4
Mauritian 7 8 8 11 15
Mexican 6 9 15 18 22
Middle Eastern 305 287 169 163 155
Mitiaro Islander 2 2 4 3 4
Mixed 10,395 10,668 10,260 10,777 13,187
Moroccan 1 2 3 6 9
Nauru Islander 7 18 19 16 15
Nepalese 52 52 64 80 85
New Britain Islander 1 1 5 6 8
New Caledonian 1 1 3 3 3
New Georgian 1 2 2 1 2
New Irelander 20 25 27 45 36
New Zealand European/Pakeha 58,033 61,633 66,142 69,394 76,769
New Zealand Maori 20,239 21,406 22,407 23,459 26,288
Nicaraguan 1 2 1 5 4
Nigerian 12 12 19 19 21
Niuean 413 437 477 510 610
North American Indian 2 5 2 3 4
Norwegian 4 6 6 10 8
Not Stated 150 125 113 111 104
Ocean Islander/Banaban 3     1 1
Omani 2 3 3    
Orkney Islander 1 2 1 1 1
Other 833 748 746 691 641
Other European 652 582 352 264 227
Other Pacific Island 74 68 82 68 84
Other Pacific Island Groups 38 36 31 34 32
Other Southeast Asian 112 105 87 60 55
Pakistani 107 147 171 201 268
Palestinian 16 16 18 22 19
Palmerston Islander   1 3 3 2
Panamanian         1
Papuan/NewGuinean/IrianJayan 13 12 16 20 27
Paraguayan       3  
Penrhyn Islander 1 2 2 5 6
Peruvian 19 15 24 24 33
Phoenix Islander     3 1  
Pitcairn Islander 4 3 6 2 5
Polish 42 41 66 84 82
Portuguese 5 7 12 14 9
Puerto Rican 1 2 3 3 3
Pukapuka Islander 2 4 7 6 4
Punjabi 31 42 78 91 89
Rakahanga Islander       2 2
Rarotongan 27 35 43 46 60
Romanian/Rumanian 63 83 111 122 134
Romany/Gypsy 4 3 5 4 3
Rotuman/Rotuman Islander 5 7 12 7 14
Russian 254 306 416 401 452
Samoan 4,290 4,722 5,231 5,775 6,504
Santa Cruz Islander 1 1 1 1  
Sardinian 1   1 1  
Scottish (Scots) 117 150 176 191 207
Serb/Serbian 72 80 102 119 120
Seychelles Islander   2 3 3 1
Shetland Islander   1 3 4 1
Sikh 8 10 26 26 41
Singaporean Chinese 55 96 124 135 149
Sinhalese 165 183 223 233 207
Slavic/Slav 9 9 10 8 7
Slovak 5 5 8 13 15
Slovene/Slovenian 4 4 2 5 3
Society Islander (including Tahitian) 3 1 3 1 2
Solomon Islander 11 16 21 27 30
Somali 65 111 123 153 123
South African 903 1,172 1,669 1,849 2,031
South American Indian 4 5 1 7 6
South Slav (formerly Yugoslav groups) 7 9 6 15 14
Southeast Asian 109 92 65 54 49
Spanish 10 14 14 18 18
Sri Lankan 374 414 424 403 416
Sri Lankan Tamil 119 135 192 198 175
Swedish 12 12 15 19 25
Swiss 17 15 30 36 21
Syrian 5 8 9 12 11
Taiwanese Chinese 677 746 875 917 877
Tamil 19 21 26 30 29
Thai/Tai/Siamese 120 133 182 187 193
Tibetan 1   2 3 3
Tokelauan 162 161 168 172 178
Tongan 1,554 1,780 2,039 2,341 2,783
Torres Strait Islander/Thursday Islander 1     1  
Tunisian     1 1  
Turkish (incl Turkish Cypriot) 19 24 21 28 34
Tuvalu Islander/Ellice Islander 39 41 52 57 87
Ugandan   1 4 2 2
Ukrainian 35 36 46 53 58
Unspecified 19,561 20,245 14,351 9,877 8,332
Uruguayan   2 7 9 11
Vanuatu Islander/New Hebridean 5 6 4 11 8
Venezuelan 1 2 2 4 6
Vietnamese 151 169 236 255 280
Vietnamese Chinese 19 20 27 40 39
Wake Islander 1   1 1 1
Wallis Islander         1
Welsh 39 49 68 80 90
West Indian/Caribbean 5 9 5 9 13
Yap Islander   2 6 3 4
Yemeni 6 7 7 8 4
Total 154,411 167,420 173,791 178,533 198,738
Click here to download this table as an Excel spreadsheet.