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Student Loans Jan - Jun (First and second quarters)

These figures are cumulative year-to-date figures. Therefore, the Jan - Dec figures are the relevant calendar year figures in the annual statistics table. For the purpose of these tables, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the month specified. Percentage figures may not add to exactly 100% because of rounding effects. All percentages are rounded to the nearest percent. Five years of data are presented, earlier figures are included in the downloadable spreadsheets.

Amounts paid out for Student Loans

Loan totals 2007 2008 2009 2010 2011
Fees 134,457 136,434 153,106 167,847 164,011
Course related costs 76,128 75,270 90,701 112,325 112,296
Living costs 74,852 75,812 81,306 86,548 86,750
Repayments and Refunds 22,394 22,608 25,315 29,053 31,783
Administration charges 137,819 139,557 156,178 170,850 167,262
Total number of students 147,699 149,136 166,164 182,101 178,195
Total fees $584,172,338 $613,171,257 $702,708,834 $811,906,223 $839,833,714
Total course related costs $68,590,284 $68,306,393 $85,495,111 $106,171,304 $105,690,317
Total living costs $158,869,552 $158,246,071 $168,384,460 $183,033,290 $178,254,238
Total repayments and refunds $-34,552,397 $-38,542,391 $-44,129,441 $-50,190,248 $-56,802,674
Total administration charges $6,907,200 $6,994,800 $7,829,600 $8,565,150 $10,044,310
Average fees $4,345 $4,494 $4,590 $4,837 $5,121
Average course related costs $901 $907 $943 $945 $941
Average living costs $2,122 $2,087 $2,071 $2,115 $2,055

Distribution of Student Loan recipients by types of education provider attended

Where more than one education provider is named, the students are attending all the named education providers during the year.

Education provider type 2007 2008 2009 2010 2011
COE 1 0%                
COE/PTE 1 0% 1 0%            
COE/Polytech 1 0%                
COE/Polytech/University 2 0%                
COE/University 30 0%                
Other/PTE             1 0%    
PTE 24,577 17% 23,686 16% 25,635 15% 25,926 14% 25,117 14%
PTE/University 339 0% 283 0% 388 0% 383 0% 348 0%
PTE/University/Wananga 1 0%     1 0% 2 0%    
PTE/Wananga 69 0% 82 0% 75 0% 167 0% 58 0%
Polytech 33,029 22% 32,982 22% 39,241 24% 46,113 25% 47,540 27%
Polytech/PTE 285 0% 306 0% 415 0% 425 0% 346 0%
Polytech/PTE/University 12 0% 12 0% 17 0% 18 0% 8 0%
Polytech/PTE/University/Wanang             1 0%    
Polytech/PTE/Wananga 2 0% 4 0% 3 0% 9 0%    
Polytech/University 527 0% 555 0% 682 0% 783 0% 717 0%
Polytech/University/Wananga 2 0%     4 0%     3 0%
Polytech/Wananga 46 0% 45 0% 60 0% 141 0% 58 0%
University 85,756 58% 88,268 59% 96,257 58% 103,503 57% 99,384 56%
University/Wananga 54 0% 71 0% 68 0% 47 0% 53 0%
Wananga 2,965 2% 2,841 2% 3,318 2% 4,582 3% 4,563 3%
Total 147,699 100% 149,136 100% 166,164 100% 182,101 100% 178,195 100%

Fees paid out for Student Loans, by provider type

Loans by provider type ($M) 2007 2008 2009 2010 2011
COE          
COE/PTE   $2,284      
COE/Polytech $1,063        
COE/Polytech/University $3,360        
COE/University $27,278        
Other/PTE       $3,133  
PTE $97,982,044 $98,082,190 $110,380,567 $113,099,589 $114,779,172
PTE/University $2,097,921 $1,830,954 $2,658,210 $2,508,601 $2,572,413
PTE/University/Wananga $1,216   $8,580 $10,522  
PTE/Wananga $365,319 $351,749 $310,589 $726,378 $189,942
Polytech $115,470,726 $118,671,842 $143,548,715 $172,386,854 $193,729,408
Polytech/PTE $2,250,262 $2,389,342 $3,038,390 $3,782,175 $2,490,676
Polytech/PTE/University $57,418 $66,423 $155,862 $137,774 $55,598
Polytech/PTE/University/Wanang       $7,913  
Polytech/PTE/Wananga $14,568 $11,250 $3,876 $22,642  
Polytech/University $2,365,080 $3,079,627 $3,233,713 $4,524,889 $4,369,610
Polytech/University/Wananga $7,031   $20,403   $20,192
Polytech/Wananga $157,429 $158,067 $179,633 $448,661 $208,747
University $354,919,551 $380,969,961 $431,561,556 $504,041,191 $510,048,547
University/Wananga $182,566 $285,744 $301,537 $178,442 $212,886
Wananga $8,269,505 $7,271,823 $7,307,204 $10,027,460 $11,156,524
Total $584,172,338 $613,171,257 $702,708,834 $811,906,223 $839,833,714

Distribution of Student Loan recipients by age and gender

Age is calculated as at the end of the last quarter of the period.

Student ages 2007 2008 2009 2010 2011
17 or less F 2,792 2% 2,558 2% 2,626 2% 2,112 1% 1,719 1%
M 2,190 1% 2,043 1% 2,185 1% 1,901 1% 1,654 1%
Total 4,982 3% 4,601 3% 4,811 3% 4,013 2% 3,373 2%
18 - 19 F 20,478 14% 21,333 14% 23,531 14% 24,676 14% 24,073 14%
M 15,107 10% 15,731 11% 17,574 11% 19,051 10% 19,007 11%
Total 35,585 24% 37,064 25% 41,105 25% 43,727 24% 43,080 24%
20 - 24 F 31,186 21% 32,347 22% 35,921 22% 39,809 22% 40,335 23%
M 23,648 16% 24,676 17% 27,692 17% 30,862 17% 30,943 17%
Total 54,834 37% 57,023 38% 63,613 38% 70,671 39% 71,278 40%
25 - 29 F 9,555 6% 9,687 6% 11,074 7% 12,597 7% 12,101 7%
M 6,636 4% 6,757 5% 8,074 5% 9,143 5% 8,448 5%
Total 16,191 11% 16,444 11% 19,148 12% 21,740 12% 20,549 12%
30 - 34 F 6,335 4% 6,056 4% 6,727 4% 7,624 4% 7,473 4%
M 3,729 3% 3,666 2% 4,099 2% 4,688 3% 4,398 2%
Total 10,064 7% 9,722 7% 10,826 7% 12,312 7% 11,871 7%
35 - 39 F 5,276 4% 5,014 3% 5,758 3% 6,271 3% 5,882 3%
M 2,676 2% 2,510 2% 2,921 2% 3,212 2% 2,941 2%
Total 7,952 5% 7,524 5% 8,679 5% 9,483 5% 8,823 5%
40 - 44 F 4,426 3% 3,997 3% 4,497 3% 5,170 3% 5,054 3%
M 1,893 1% 1,737 1% 1,989 1% 2,151 1% 2,136 1%
Total 6,319 4% 5,734 4% 6,486 4% 7,321 4% 7,190 4%
45 - 49 F 3,332 2% 3,340 2% 3,603 2% 4,012 2% 3,788 2%
M 1,320 1% 1,316 1% 1,451 1% 1,600 1% 1,594 1%
Total 4,652 3% 4,656 3% 5,054 3% 5,612 3% 5,382 3%
50 - 54 F 1,963 1% 1,876 1% 2,131 1% 2,382 1% 2,327 1%
M 785 1% 776 1% 862 1% 1,007 1% 983 1%
Total 2,748 2% 2,652 2% 2,993 2% 3,389 2% 3,310 2%
55 - 59 F 1,068 1% 1,079 1% 1,115 1% 1,305 1% 1,240 1%
M 528 0% 501 0% 541 0% 661 0% 624 0%
Total 1,596 1% 1,580 1% 1,656 1% 1,966 1% 1,864 1%
60 - 64 F 728 0% 652 0% 539 0% 590 0% 489 0%
M 441 0% 375 0% 407 0% 435 0% 403 0%
Total 1,169 1% 1,027 1% 946 1% 1,025 1% 892 1%
65 - 69 F 476 0% 321 0% 263 0% 233 0% 172 0%
M 433 0% 305 0% 236 0% 242 0% 168 0%
Total 909 1% 626 0% 499 0% 475 0% 340 0%
70 - 74 F 232 0% 162 0% 121 0% 111 0% 76 0%
M 312 0% 211 0% 146 0% 166 0% 100 0%
Total 544 0% 373 0% 267 0% 277 0% 176 0%
75 - 79 F 37 0% 30 0% 23 0% 30 0% 16 0%
M 93 0% 62 0% 50 0% 51 0% 43 0%
Total 130 0% 92 0% 73 0% 81 0% 59 0%
80 or over F 11 0% 10 0% 3 0% 4 0% 6 0%
M 13 0% 8 0% 5 0% 5 0% 2 0%
Total 24 0% 18 0% 8 0% 9 0% 8 0%
Total F 87,895 60% 88,462 59% 97,932 59% 106,926 59% 104,751 59%
M 59,804 40% 60,674 41% 68,232 41% 75,175 41% 73,444 41%
Total 147,699 100% 149,136 100% 166,164 100% 182,101 100% 178,195 100%

Distribution of Student Loan recipients by residential status

Residential status 2007 2008 2009 2010 2011
Citizen by birth 104,732 71% 105,845 71% 118,501 71% 129,513 71% 128,964 72%
Citizen 19,072 13% 20,258 14% 22,862 14% 25,543 14% 25,810 14%
Non-resident             1 0%    
Permanent resident 23,691 16% 22,831 15% 24,592 15% 26,802 15% 23,082 13%
Protected person                 5 0%
Refugee 204 0% 201 0% 209 0% 242 0% 334 0%
Unknown     1 0%            
Total 147,699 100% 149,136 100% 166,164 100% 182,101 100% 178,195 100%

Summary of Student Loan recipients by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

Ethnic groups 2007 2008 2009 2010 2011
European 76,347 52% 80,479 54% 89,904 54% 97,742 54% 96,499 54%
Maori 16,126 11% 16,252 11% 19,453 12% 19,651 11% 19,334 11%
Pacific peoples 8,033 5% 8,697 6% 10,420 6% 11,057 6% 10,951 6%
Asian 22,159 15% 22,425 15% 25,154 15% 26,768 15% 24,257 14%
Other 3,514 2% 3,805 3% 4,241 3% 4,351 2% 4,070 2%
European and Maori 4,960 3% 5,029 3% 5,519 3% 9,417 5% 10,737 6%
European and Pacific 1,196 1% 1,280 1% 1,435 1% 2,143 1% 2,288 1%
Maori and Pacific 420 0% 448 0% 507 0% 972 1% 1,155 1%
European and Asian 898 1% 1,018 1% 1,214 1% 1,617 1% 1,746 1%
Maori and Asian 38 0% 48 0% 52 0% 93 0% 102 0%
Pacific and Asian 148 0% 150 0% 157 0% 243 0% 289 0%
European and Other 422 0% 385 0% 400 0% 1,028 1% 1,207 1%
Maori and Other 40 0% 38 0% 30 0% 71 0% 86 0%
Pacific and Other 20 0% 16 0% 25 0% 35 0% 50 0%
Asian and Other 146 0% 116 0% 79 0% 232 0% 293 0%
3 ethnic groups 529 0% 592 0% 648 0% 962 1% 1,104 1%
4 ethnic groups 47 0% 36 0% 33 0% 40 0% 54 0%
All 5 ethnic groups 15 0% 14 0% 17 0% 9 0% 5 0%
Unspecified 12,641 9% 8,308 6% 6,876 4% 5,670 3% 3,968 2%
Total 147,699 100% 149,136 100% 166,164 100% 182,101 100% 178,195 100%

Detailed distribution of Student Loan recipients by ethnicity

From 2003 more detailed ethnicity data has been recorded.

Ethnicity details 2007 2008 2009 2010 2011
European mixed 2,185 2,463 2,697 11,096 14,455
Pacific peoples mixed 347 351 384 1,099 1,311
Asian mixed 557 536 511 3,348 4,365
Other mixed 172 149 136 595 701
Admiralty Islander 27 28 38 211 206
Afghani 160 204 234 250 245
African 888 1,065 1,321 1,502 1,483
African American 27 24 43 15 14
Aitutaki Islander 50 60 48 41 42
Albanian 40 47 45 28 23
Algerian 12 10 14 3 1
American (US) 260 290 331 326 282
Arab 332 397 427 296 216
Argentinian 25 21 20 26 30
Armenian 10 8 15 10 10
Asian 1,124 1,053 1,136 1,483 1,117
Assyrian 53 58 61 52 47
Atiu Islander 2 6 8 5 10
Austral Islander   1 1    
Australian 753 854 911 978 833
Australian Aboriginal 7 6 13 14 8
Austrian 18 19 28 26 28
Bangladeshi 118 134 140 144 135
Belau/PalauIslander   1 1 1  
Belgian 10 13 15 12 14
Bengali 26 28 30 22 22
Bismark Archipelagoan 3 4 2    
Bolivian 4 9 8 6 6
Bougainvillean 1 1 2 1  
Brazilian 55 82 84 120 88
British 728 1,002 1,340 1,631 1,615
Bulgarian 46 49 42 42 26
Burgher 1 1 2 1  
Burmese 31 38 54 50 63
Byelorussian 3 5 4 3 3
Canadian 139 134 165 137 139
Caroline Islander   1      
Celtic 49 40 50 32 36
Central American Indian 4 4 2   1
Channel Islander 2 5 5 3  
Chilean 37 43 73 84 74
Chinese 8,721 7,970 8,724 8,165 6,410
Colombian 19 20 24 40 28
Cook Island Maori 903 975 1,161 1,129 1,078
Cornish 4 5 4 4 1
Corsican 11 8 13 7 7
Costa Rican 3 2 2    
Creole (Latin America) 1 2 1 1  
Creole (US) 2 1 3 1  
Croat/Croatian 52 73 91 77 65
Cypriot Unspecified 2 4 3 2 1
Czech 13 15 15 18 11
Dalmatian 6 5 4 4 1
Danish 21 24 20 15 15
Dutch/Netherlands 193 229 263 216 199
Easter Islander 11 6 12 2 1
Ecuadorian 4 2 8 3 4
Egyptian 112 101 118 99 88
English 1,259 1,546 1,816 1,354 1,158
Estonian 3 5 6 5 2
European 8,783 9,108 10,128 7,138 5,556
Falkland Islander/Kelper 2 1 2 3 1
Fijian (except Fiji Indian/Indo-Fijian) 286 267 300 368 344
Fijian Indian/Indo-Fijian 1,095 1,211 1,536 1,653 1,547
Filipino 709 939 1,236 1,419 1,386
Finnish 5 3 3 2 6
Flemish 2 3   2 1
French 26 31 36 28 26
Gaelic 3 5 6 4 1
Gambier Islander   1      
German 147 185 188 211 166
Greek (incl Greek Cypriot) 26 28 41 30 34
Greenlander 1   1 1  
Guadalcanalian   2 2    
Guatemalan   3 1   1
Gujarati 74 78 94 111 99
Guyanese 3 4 2 3 4
Hawaiian 3 2 2 1  
Honduran 3 4 3 3 2
Hong Kong Chinese 219 242 268 208 143
Hungarian 22 27 34 40 40
Icelander 2 6 8 3 3
Indian 3,604 3,876 4,330 4,029 3,602
Indonesian 113 131 135 127 106
Inuit/Eskimo 1 3 4    
Iranian/Persian 294 303 313 303 256
Iraqi 145 173 175 154 132
Irish 124 138 140 120 118
Israeli/Jewish/Hebrew 55 69 64 52 43
Italian 20 30 37 21 20
Jamaican 7 7 5 1 3
Japanese 120 148 169 149 145
Jordanian 9 13 11 13 7
Kampuchean Chinese 7 11 17 10 8
Kanaka/Kanak 1        
Kenyan 6 8 6 1 1
Khmer/Kampuchean/Cambodian 95 115 117 98 94
Kiribati/Gilbertese 23 28 53 45 59
Korean 2,189 2,426 2,819 2,409 2,131
Kurd 28 35 49 43 46
Lao/Laotian 32 34 37 34 27
Latin American/Hispanic 56 62 81 45 30
Latvian 7 10 6 5 2
Lebanese 14 19 19 6 3
Libyan   1 4 3 3
Lithuanian 1 4 4 4 7
Macedonian 72 68 68 50 45
Malaitian 2 2 2    
Malay/Malayan 36 40 47 38 35
Malaysian Chinese 624 698 741 641 558
Maltese 6 3 5 4 2
Malvinian (Spanish-speaking Falkland Islander)     3    
Mangaia Islander 5 4 8 5 3
Manihiki Islander 5 3 1 3 2
Manus Islander 2 1   1  
Manx 2 3 2 1  
Marquesas Islander     1    
Marshall Islander 1 1 3    
Mauke Islander 1 2 3 3 2
Mauritian 8 8 11 14 16
Mexican 16 17 22 13 19
Middle Eastern 161 147 151 119 104
Mitiaro Islander 3 1 3 1 1
Mixed 8,879 9,170 10,116 16,862 19,116
Moroccan 3 2 8 7 5
Nauru Islander 17 16 17   1
Nepalese 55 71 65 77 61
New Britain Islander 4 4 7 2  
New Caledonian 2 2 2 3 2
New Georgian 1 1 2   1
New Irelander 27 35 39 12 7
New Zealand European/Pakeha 58,565 61,124 68,096 71,109 69,069
New Zealand Maori 16,126 16,252 19,453 19,651 19,334
Nicaraguan 2 3 3 2 3
Nigerian 16 15 28 3 1
Niuean 345 370 474 459 404
North American Indian 3 2 2 2 3
Norwegian 4 6 9 3 3
Not Stated 110 87 96 124 104
Ocean Islander/Banaban     2 2 1
Omani 2 1     1
Orkney Islander 1 1 1   1
Other 630 579 582 430 362
Other European 342 213 195 207 176
Other Pacific Island 63 53 71 88 65
Other Pacific Island Groups 26 24 32 24 17
Other Southeast Asian 84 47 52 59 50
Pakistani 156 160 236 221 218
Palestinian 15 21 20 18 17
Palmerston Islander 1 2 2 2 2
Panamanian     1 1  
Papuan/NewGuinean/IrianJayan 12 14 22 18 21
Paraguayan   1      
Penrhyn Islander 3 3 3   1
Peruvian 22 22 24 37 30
Phoenix Islander 2 1      
Pitcairn Islander 7 2 5    
Polish 53 72 76 60 54
Portuguese 12 11 9 7 3
Puerto Rican 2 2 3 1  
Pukapuka Islander 8 4 3 4 5
Punjabi 64 66 76 65 62
Rakahanga Islander   2 2   1
Rarotongan 30 36 40 30 20
Romanian/Rumanian 100 105 113 111 84
Romany/Gypsy 5 4 3 1 1
Rotuman/Rotuman Islander 8 6 11 5 4
Russian 370 360 413 378 332
Samoan 3,977 4,364 5,186 5,007 4,875
Santa Cruz Islander 1 1      
Sardinian   1      
Scottish (Scots) 147 161 187 138 100
Serb/Serbian 86 107 109 88 93
Seychelles Islander 2 3 1 1 1
Shetland Islander 3 4 2   2
Sikh 26 25 36 36 23
Singaporean Chinese 122 127 140 122 105
Sinhalese 202 204 206 127 86
Slavic/Slav 8 7 7 6 7
Slovak 8 11 16 9 7
Slovene/Slovenian 1 4 4 1 4
Society Islander (including Tahitian) 2 1 2 1  
Solomon Islander 20 24 27 27 20
Somali 102 139 129 43 36
South African 1,433 1,600 1,864 1,748 1,461
South American Indian 2 4 7 1  
South Slav (formerly Yugoslav groups) 4 14 11 11 5
Southeast Asian 53 44 52 55 35
Spanish 13 14 18 11 10
Sri Lankan 386 354 378 348 305
Sri Lankan Tamil 167 184 170 166 144
Swedish 8 16 24 22 17
Swiss 25 35 23 18 20
Syrian 9 12 12 2 2
Taiwanese Chinese 797 818 876 660 564
Tamil 30 22 25 27 17
Thai/Tai/Siamese 148 146 185 157 145
Tibetan 2 1 3 1  
Tokelauan 130 134 133 134 145
Tongan 1,618 1,794 2,220 2,223 2,219
Tunisian 1     1 1
Turkish (incl Turkish Cypriot) 17 23 23 31 31
Tuvalu Islander/Ellice Islander 39 38 59 83 71
Ugandan 3 3 3    
Ukrainian 42 42 48 64 44
Unspecified 12,641 8,308 6,876 5,670 3,968
Uruguayan 4 9 9 11 8
Vanuatu Islander/New Hebridean 3 9 6 3 3
Venezuelan 1 2 6 9 7
Vietnamese 189 211 243 226 176
Vietnamese Chinese 24 33 36 33 28
Wake Islander 1 1 1    
Wallis Islander     1 2  
Welsh 56 68 80 53 52
West Indian/Caribbean 6 3 11 11 7
Yap Islander 5 4 5 1 1
Yemeni 6 6 4    
Total 147,699 149,136 166,164 182,101 178,195

Last updated: 21 June 2011