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Student Loans Jan - Jun (First and second quarters)

These figures are cumulative year-to-date figures. Therefore, the Jan - Dec figures are the relevant calendar year figures in the annual statistics table. For the purpose of these tables, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the month specified. Percentage figures may not add to exactly 100% because of rounding effects. All percentages are rounded to the nearest percent. Five years of data are presented, earlier figures are included in the downloadable spreadsheets.

Amounts paid out for Student Loans

Loan totals 2005 2006 2007 2008 2009
Fees 119,516 127,030 134,457 136,434 153,106
Course related costs 69,519 73,897 76,128 75,270 90,701
Living costs 62,372 67,566 74,852 75,812 81,306
Repayments and Refunds 18,454 20,847 22,394 22,608 25,315
Administration charges 123,714 131,117 137,819 139,557 156,178
Total number of students 130,275 138,453 147,699 149,136 166,164
Total fees $477,756,261 $525,441,852 $584,172,338 $613,171,257 $702,708,834
Total course related costs $62,599,010 $66,530,541 $68,590,284 $68,306,393 $85,495,111
Total living costs $136,632,601 $142,644,934 $158,869,552 $158,246,071 $168,384,460
Total repayments and refunds $-26,398,929 $-29,518,229 $-34,552,397 $-38,542,391 $-44,129,441
Total administration charges $6,216,550 $6,573,850 $6,907,200 $6,994,800 $7,829,600
Average fees $3,997 $4,136 $4,345 $4,494 $4,590
Average course related costs $900 $900 $901 $907 $943
Average living costs $2,191 $2,111 $2,122 $2,087 $2,071
Click here to download this table as an Excel spreadsheet.

Distribution of Student Loan recipients by types of education provider attended

Where more than one education provider is named, the students are attending all the named education providers during the year.

Education provider type 2005 2006 2007 2008 2009
CoE 2,364 1% 2,323 1% 1 0%        
Polytech 30,759 23% 31,312 22% 33,029 22% 32,982 22% 39,241 23%
CoE & Poly 18 0% 14 0% 1 0%        
PTE 20,249 15% 23,661 17% 24,577 16% 23,686 15% 25,635 15%
CoE & PTE 6 0% 4 0% 1 0% 1 0%    
Poly & PTE 312 0% 292 0% 285 0% 306 0% 415 0%
University 71,409 54% 76,534 55% 85,756 58% 88,268 59% 96,257 57%
CoE & Univ 236 0% 229 0% 30 0%        
PTE & Univ 364 0% 343 0% 339 0% 283 0% 388 0%
Poly & Univ 470 0% 481 0% 527 0% 555 0% 682 0%
Wananga 3,839 2% 3,039 2% 2,965 2% 2,841 1% 3,318 1%
Multiple types 249 0% 221 0% 188 0% 214 0% 228 0%
Total 130,275 100% 138,453 100% 147,699 100% 149,136 100% 166,164 100%
Click here to download this table as an Excel spreadsheet.

Fees paid out for Student Loans, by provider type

Loans by provider type ($M) 2005 2006 2007 2008 2009
CoE $6.0 $6.2 $0.0    
Polytech $100.4 $103.8 $115.5 $118.7 $143.5
CoE & Poly $0.1 $0.1 $0.0    
PTE $80.8 $98.9 $98.0 $98.1 $110.4
CoE & PTE $0.0 $0.0 $0.0 $0.0  
Poly & PTE $2.0 $2.0 $2.3 $2.4 $3.0
University $272.8 $300.7 $354.9 $381.0 $431.6
CoE & Univ $1.0 $1.0 $0.0    
PTE & Univ $2.2 $2.1 $2.1 $1.8 $2.7
Poly & Univ $2.0 $2.3 $2.4 $3.1 $3.2
Wananga $9.4 $7.4 $8.3 $7.3 $7.3
Multiple types $1.1 $1.0 $0.8 $0.9 $1.0
Total $477.8 $525.4 $584.2 $613.2 $702.7
Click here to download this table as an Excel spreadsheet.

Distribution of Student Loan recipients by age and gender

Age is calculated as at the end of the last quarter of the period.
Student ages 2005 2006 2007 2008 2009
17 or less F 2,586 1% 2,648 1% 2,792 1% 2,558 1% 2,626 1%
M 1,835 1% 1,983 1% 2,190 1% 2,043 1% 2,185 1%
Both 4,421 3% 4,631 3% 4,982 3% 4,601 3% 4,811 2%
18 - 19 F 16,712 12% 18,431 13% 20,478 13% 21,333 14% 23,531 14%
M 11,910 9% 13,326 9% 15,107 10% 15,731 10% 17,574 10%
Both 28,622 21% 31,757 22% 35,585 24% 37,064 24% 41,105 24%
20 - 24 F 27,836 21% 29,364 21% 31,186 21% 32,347 21% 35,921 21%
M 20,959 16% 22,170 16% 23,648 16% 24,676 16% 27,692 16%
Both 48,795 37% 51,534 37% 54,834 37% 57,023 38% 63,613 38%
25 - 29 F 9,052 6% 9,173 6% 9,555 6% 9,687 6% 11,074 6%
M 6,131 4% 6,403 4% 6,636 4% 6,757 4% 8,074 4%
Both 15,183 11% 15,576 11% 16,191 10% 16,444 11% 19,148 11%
30 - 34 F 6,570 5% 6,357 4% 6,335 4% 6,056 4% 6,727 4%
M 3,818 2% 3,805 2% 3,729 2% 3,666 2% 4,099 2%
Both 10,388 7% 10,162 7% 10,064 6% 9,722 6% 10,826 6%
35 - 39 F 5,175 3% 5,159 3% 5,276 3% 5,014 3% 5,758 3%
M 2,573 1% 2,645 1% 2,676 1% 2,510 1% 2,921 1%
Both 7,748 5% 7,804 5% 7,952 5% 7,524 5% 8,679 5%
40 - 44 F 4,373 3% 4,413 3% 4,426 2% 3,997 2% 4,497 2%
M 1,774 1% 1,765 1% 1,893 1% 1,737 1% 1,989 1%
Both 6,147 4% 6,178 4% 6,319 4% 5,734 3% 6,486 3%
45 - 49 F 2,916 2% 3,117 2% 3,332 2% 3,340 2% 3,603 2%
M 1,136 0% 1,247 0% 1,320 0% 1,316 0% 1,451 0%
Both 4,052 3% 4,364 3% 4,652 3% 4,656 3% 5,054 3%
50 - 54 F 1,603 1% 1,828 1% 1,963 1% 1,876 1% 2,131 1%
M 691 0% 785 0% 785 0% 776 0% 862 0%
Both 2,294 1% 2,613 1% 2,748 1% 2,652 1% 2,993 1%
55 - 59 F 785 0% 968 0% 1,068 0% 1,079 0% 1,115 0%
M 410 0% 483 0% 528 0% 501 0% 541 0%
Both 1,195 0% 1,451 1% 1,596 1% 1,580 1% 1,656 0%
60 - 64 F 396 0% 611 0% 728 0% 652 0% 539 0%
M 221 0% 351 0% 441 0% 375 0% 407 0%
Both 617 0% 962 0% 1,169 0% 1,027 0% 946 0%
65 - 69 F 288 0% 459 0% 476 0% 321 0% 263 0%
M 226 0% 389 0% 433 0% 305 0% 236 0%
Both 514 0% 848 0% 909 0% 626 0% 499 0%
70 - 74 F 92 0% 185 0% 232 0% 162 0% 121 0%
M 141 0% 247 0% 312 0% 211 0% 146 0%
Both 233 0% 432 0% 544 0% 373 0% 267 0%
75 - 79 F 18 0% 36 0% 37 0% 30 0% 23 0%
M 38 0% 86 0% 93 0% 62 0% 50 0%
Both 56 0% 122 0% 130 0% 92 0% 73 0%
80 or over F 5 0% 8 0% 11 0% 10 0% 3 0%
M 5 0% 11 0% 13 0% 8 0% 5 0%
Both 10 0% 19 0% 24 0% 18 0% 8 0%
Total F 78,407 60% 82,757 59% 87,895 59% 88,462 59% 97,932 58%
M 51,868 39% 55,696 40% 59,804 40% 60,674 40% 68,232 41%
Both 130,275 100% 138,453 100% 147,699 100% 149,136 100% 166,164 100%
Click here to download this table as an Excel spreadsheet.

Distribution of Student Loan recipients by residential status

Residential status 2005 2006 2007 2008 2009
Citizen by birth 95,365 73% 99,163 71% 104,732 70% 105,845 70% 118,501 71%
Citizen 15,450 11% 17,248 12% 19,072 12% 20,258 13% 22,862 13%
Permanent resident 19,235 14% 21,823 15% 23,691 16% 22,831 15% 24,592 14%
Refugee 224 0% 219 0% 204 0% 201 0% 209 0%
Unknown 1 0%         1 0%    
Total 130,275 100% 138,453 100% 147,699 100% 149,136 100% 166,164 100%
Click here to download this table as an Excel spreadsheet.

Summary of Student Loan recipients by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

Ethnic groups 2005 2006 2007 2008 2009
European 64,851 49% 67,940 49% 76,347 51% 80,479 53% 89,904 54%
Maori 15,074 11% 15,020 10% 16,126 10% 16,252 10% 19,453 11%
Pacific peoples 6,710 5% 7,271 5% 8,033 5% 8,697 5% 10,420 6%
Asian 16,075 12% 19,328 13% 22,159 15% 22,425 15% 25,154 15%
Other 2,955 2% 3,089 2% 3,514 2% 3,805 2% 4,241 2%
European and Maori 4,734 3% 4,894 3% 4,960 3% 5,029 3% 5,519 3%
European and Pacific 1,082 0% 1,172 0% 1,196 0% 1,280 0% 1,435 0%
Maori and Pacific 457 0% 445 0% 420 0% 448 0% 507 0%
European and Asian 642 0% 763 0% 898 0% 1,018 0% 1,214 0%
Maori and Asian 53 0% 60 0% 38 0% 48 0% 52 0%
Pacific and Asian 244 0% 216 0% 148 0% 150 0% 157 0%
European and Other 535 0% 495 0% 422 0% 385 0% 400 0%
Maori and Other 66 0% 60 0% 40 0% 38 0% 30 0%
Pacific and Other 34 0% 32 0% 20 0% 16 0% 25 0%
Asian and Other 371 0% 309 0% 146 0% 116 0% 79 0%
3 ethnic groups 538 0% 543 0% 529 0% 592 0% 648 0%
4 ethnic groups 41 0% 34 0% 47 0% 36 0% 33 0%
All 5 ethnic groups 10 0% 9 0% 15 0% 14 0% 17 0%
Unspecified 15,803 12% 16,773 12% 12,641 8% 8,308 5% 6,876 4%
Total 130,275 100% 138,453 100% 147,699 100% 149,136 100% 166,164 100%
Click here to download this table as an Excel spreadsheet.

Detailed distribution of Student Loan recipients by ethnicity

From 2003 more detailed ethnicity data has been recorded.

Ethnicity details 2005 2006 2007 2008 2009
European mixed 1,831 2,294 2,185 2,463 2,697
Pacific peoples mixed 310 354 347 351 384
Asian mixed 722 925 557 536 511
Other mixed 270 326 172 149 136
Admiralty Islander 17 25 27 28 38
Afghani 82 124 160 204 234
African 534 685 888 1,065 1,321
African American 6 16 27 24 43
Aitutaki Islander 30 35 50 60 48
Albanian 24 23 40 47 45
Algerian 11 9 12 10 14
American (US) 130 161 260 290 331
Arab 201 208 332 397 427
Argentinian 7 17 25 21 20
Armenian 6 4 10 8 15
Asian 1,127 1,078 1,124 1,053 1,136
Assyrian 26 40 53 58 61
Atiu Islander 2   2 6 8
Austral Islander 1     1 1
Australian 560 605 753 854 911
Australian Aboriginal 8 4 7 6 13
Austrian 12 9 18 19 28
Bangladeshi 91 95 118 134 140
Belau/PalauIslander       1 1
Belgian 4 6 10 13 15
Bengali 15 18 26 28 30
Bismark Archipelagoan 4 2 3 4 2
Bolivian 5 2 4 9 8
Bougainvillean 3 2 1 1 2
Brazilian 28 32 55 82 84
British 368 451 728 1,002 1,340
Bulgarian 30 33 46 49 42
Burgher   1 1 1 2
Burmese 16 21 31 38 54
Byelorussian   4 3 5 4
Canadian 88 94 139 134 165
Caroline Islander       1  
Celtic 34 34 49 40 50
Central American Indian   6 4 4 2
Channel Islander 3 1 2 5 5
Chilean 21 20 37 43 73
Chinese 6,128 7,918 8,721 7,970 8,724
Colombian 14 13 19 20 24
Cook Island Maori 803 838 903 975 1,161
Cornish 4 3 4 5 4
Corsican 5 3 11 8 13
Costa Rican   2 3 2 2
Creole (Latin America) 1 1 1 2 1
Creole (US) 1   2 1 3
Croat/Croatian 46 44 52 73 91
Cypriot Unspecified 3 1 2 4 3
Czech 14 8 13 15 15
Dalmatian 5 8 6 5 4
Danish 9 11 21 24 20
Dutch/Netherlands 158 145 193 229 263
Easter Islander 5 6 11 6 12
Ecuadorian 1   4 2 8
Egyptian 75 86 112 101 118
English 796 865 1,259 1,546 1,816
Estonian 1 2 3 5 6
European 6,828 7,036 8,783 9,108 10,128
Falkland Islander/Kelper 3   2 1 2
Fijian (except Fiji Indian/Indo-Fijian) 241 254 286 267 300
Fijian Indian/Indo-Fijian 700 813 1,095 1,211 1,536
Filipino 426 514 709 939 1,236
Finnish 6 6 5 3 3
Flemish 1 2 2 3  
French 12 17 26 31 36
Gaelic 7 8 3 5 6
Gambier Islander 1     1  
German 62 85 147 185 188
Greek (incl Greek Cypriot) 13 11 26 28 41
Greenlander 1   1   1
Guadalcanalian   1   2 2
Guatemalan       3 1
Gujarati 35 32 74 78 94
Guyanese 1 2 3 4 2
Hawaiian 2   3 2 2
Honduran     3 4 3
Hong Kong Chinese 153 164 219 242 268
Hungarian 10 17 22 27 34
Icelander 4 3 2 6 8
Indian 2,694 3,144 3,604 3,876 4,330
Indonesian 77 96 113 131 135
Inuit/Eskimo 3 2 1 3 4
Iranian/Persian 191 189 294 303 313
Iraqi 99 102 145 173 175
Irish 73 70 124 138 140
Israeli/Jewish/Hebrew 35 42 55 69 64
Italian 12 13 20 30 37
Jamaican 4 2 7 7 5
Japanese 63 79 120 148 169
Jordanian 7 9 9 13 11
Kampuchean Chinese 5 9 7 11 17
Kanaka/Kanak     1    
Kenyan 2 5 6 8 6
Khmer/Kampuchean/Cambodian 69 82 95 115 117
Kiribati/Gilbertese 11 12 23 28 53
Korean 1,308 1,574 2,189 2,426 2,819
Kurd 12 15 28 35 49
Lao/Laotian 24 18 32 34 37
Latin American/Hispanic 58 44 56 62 81
Latvian 3 5 7 10 6
Lebanese 17 11 14 19 19
Libyan 1     1 4
Lithuanian 1 1 1 4 4
Macedonian 39 44 72 68 68
Malaitian 3 2 2 2 2
Malay/Malayan 27 29 36 40 47
Malaysian Chinese 440 509 624 698 741
Maltese 4 3 6 3 5
Malvinian (Spanish-speaking Falkland Islander)         3
Mangaia Islander 3 2 5 4 8
Manihiki Islander 4 2 5 3 1
Manus Islander   1 2 1  
Manx 4   2 3 2
Marquesas Islander         1
Marshall Islander     1 1 3
Mauke Islander     1 2 3
Mauritian 6 5 8 8 11
Mexican 5 6 16 17 22
Middle Eastern 289 270 161 147 151
Mitiaro Islander 2 2 3 1 3
Mixed 8,807 9,032 8,879 9,170 10,116
Moroccan 1 1 3 2 8
Nauru Islander 6 13 17 16 17
Nepalese 45 48 55 71 65
New Britain Islander 1 1 4 4 7
New Caledonian 1 1 2 2 2
New Georgian 1 2 1 1 2
New Irelander 15 18 27 35 39
New Zealand European/Pakeha 51,626 53,610 58,565 61,124 68,096
New Zealand Maori 15,074 15,020 16,126 16,252 19,453
Nicaraguan     2 3 3
Nigerian 9 11 16 15 28
Niuean 306 343 345 370 474
North American Indian 2 4 3 2 2
Norwegian 3 5 4 6 9
Not Stated 129 107 110 87 96
Ocean Islander/Banaban 4       2
Omani 2 2 2 1  
Orkney Islander   2 1 1 1
Other 759 642 630 579 582
Other European 603 556 342 213 195
Other Pacific Island 55 54 63 53 71
Other Pacific Island Groups 27 23 26 24 32
Other Southeast Asian 97 92 84 47 52
Pakistani 84 118 156 160 236
Palestinian 15 16 15 21 20
Palmerston Islander   1 1 2 2
Panamanian         1
Papuan/NewGuinean/IrianJayan 10 12 12 14 22
Paraguayan       1  
Penrhyn Islander   2 3 3 3
Peruvian 13 17 22 22 24
Phoenix Islander     2 1  
Pitcairn Islander 4 3 7 2 5
Polish 37 35 53 72 76
Portuguese 7 7 12 11 9
Puerto Rican 1 2 2 2 3
Pukapuka Islander 2 3 8 4 3
Punjabi 26 48 64 66 76
Rakahanga Islander       2 2
Rarotongan 20 25 30 36 40
Romanian/Rumanian 58 72 100 105 113
Romany/Gypsy 5 2 5 4 3
Rotuman/Rotuman Islander 5 5 8 6 11
Russian 218 247 370 360 413
Samoan 3,388 3,628 3,977 4,364 5,186
Santa Cruz Islander 1   1 1  
Sardinian 1     1  
Scottish (Scots) 106 115 147 161 187
Serb/Serbian 65 67 86 107 109
Seychelles Islander   2 2 3 1
Shetland Islander   1 3 4 2
Sikh 6 10 26 25 36
Singaporean Chinese 47 76 122 127 140
Sinhalese 160 165 202 204 206
Slavic/Slav 11 8 8 7 7
Slovak 4 4 8 11 16
Slovene/Slovenian 4 3 1 4 4
Society Islander (including Tahitian) 2 1 2 1 2
Solomon Islander 11 14 20 24 27
Somali 60 68 102 139 129
South African 782 967 1,433 1,600 1,864
South American Indian 4 5 2 4 7
South Slav (formerly Yugoslav groups) 6 8 4 14 11
Southeast Asian 98 94 53 44 52
Spanish 7 10 13 14 18
Sri Lankan 351 370 386 354 378
Sri Lankan Tamil 111 121 167 184 170
Swedish 11 11 8 16 24
Swiss 16 15 25 35 23
Syrian 5 8 9 12 12
Taiwanese Chinese 600 663 797 818 876
Tamil 19 17 30 22 25
Thai/Tai/Siamese 99 106 148 146 185
Tibetan     2 1 3
Tokelauan 129 127 130 134 133
Tongan 1,238 1,414 1,618 1,794 2,220
Tunisian     1    
Turkish (incl Turkish Cypriot) 15 20 17 23 23
Tuvalu Islander/Ellice Islander 27 33 39 38 59
Ugandan     3 3 3
Ukrainian 30 26 42 42 48
Unspecified 15,803 16,773 12,641 8,308 6,876
Uruguayan   1 4 9 9
Vanuatu Islander/New Hebridean 6 5 3 9 6
Venezuelan   2 1 2 6
Vietnamese 118 142 189 211 243
Vietnamese Chinese 12 16 24 33 36
Wake Islander 1   1 1 1
Wallis Islander         1
Welsh 36 37 56 68 80
West Indian/Caribbean 5 8 6 3 11
Yap Islander 1 2 5 4 5
Yemeni 4 6 6 6 4
Total 130,275 138,453 147,699 149,136 166,164
Click here to download this table as an Excel spreadsheet.