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Student Loans Jan - Jun (First and second quarters)

These figures are cumulative year-to-date figures. Therefore, the Jan - Dec figures are the relevant calendar year figures in the annual statistics table. For the purpose of these tables, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the month specified. Percentage figures may not add to exactly 100% because of rounding effects. All percentages are rounded to the nearest percent. Five years of data are presented, earlier figures are included in the downloadable spreadsheets.

Amounts paid out for Student Loans

Loan totals 2006 2007 2008 2009 2010
Fees 127,030 134,457 136,434 153,106 167,847
Course related costs 73,897 76,128 75,270 90,701 112,325
Living costs 67,566 74,852 75,812 81,306 86,548
Repayments and Refunds 20,847 22,394 22,608 25,315 29,053
Administration charges 131,117 137,819 139,557 156,178 170,850
Total number of students 138,453 147,699 149,136 166,164 182,101
Total fees $525,441,852 $584,172,338 $613,171,257 $702,708,834 $811,906,223
Total course related costs $66,530,541 $68,590,284 $68,306,393 $85,495,111 $106,171,304
Total living costs $142,644,934 $158,869,552 $158,246,071 $168,384,460 $183,033,290
Total repayments and refunds $-29,518,229 $-34,552,397 $-38,542,391 $-44,129,441 $-50,190,248
Total administration charges $6,573,850 $6,907,200 $6,994,800 $7,829,600 $8,565,150
Average fees $4,136 $4,345 $4,494 $4,590 $4,837
Average course related costs $900 $901 $907 $943 $945
Average living costs $2,111 $2,122 $2,087 $2,071 $2,115

Distribution of Student Loan recipients by types of education provider attended

Where more than one education provider is named, the students are attending all the named education providers during the year.

Education provider type 2006 2007 2008 2009 2010
CoE 2,323 2% 1 0%            
Polytech 31,312 23% 33,029 22% 32,982 22% 39,241 24% 46,113 25%
CoE & Poly 14 0% 1 0%            
PTE 23,661 17% 24,577 17% 23,686 16% 25,635 15% 25,926 14%
CoE & PTE 4 0% 1 0% 1 0%        
Poly & PTE 292 0% 285 0% 306 0% 415 0% 425 0%
University 76,534 55% 85,756 58% 88,268 59% 96,257 58% 103,503 57%
CoE & Univ 229 0% 30 0%            
PTE & Univ 343 0% 339 0% 283 0% 388 0% 383 0%
Poly & Univ 481 0% 527 0% 555 0% 682 0% 783 0%
Wananga 3,039 2% 2,965 2% 2,841 2% 3,318 2% 4,582 3%
Multiple types 221 0% 188 0% 214 0% 228 0% 386 0%
Total 138,453 100% 147,699 100% 149,136 100% 166,164 100% 182,101 100%

Fees paid out for Student Loans, by provider type

Loans by provider type ($M) 2006 2007 2008 2009 2010
CoE $6,238,427        
Polytech $103,813,650 $115,470,726 $118,671,842 $143,548,715 $172,386,854
CoE & Poly $50,204 $1,063      
PTE $98,862,563 $97,982,044 $98,082,190 $110,380,567 $113,099,589
CoE & PTE $22,623   $2,284    
Poly & PTE $1,978,087 $2,250,262 $2,389,342 $3,038,390 $3,782,175
University $300,662,790 $354,919,551 $380,969,961 $431,561,556 $504,041,191
CoE & Univ $974,759 $27,278      
PTE & Univ $2,141,135 $2,097,921 $1,830,954 $2,658,210 $2,508,601
Poly & Univ $2,276,579 $2,365,080 $3,079,627 $3,233,713 $4,524,889
Wananga $7,428,610 $8,269,505 $7,271,823 $7,307,204 $10,027,460
Multiple types $992,424 $788,907 $873,233 $980,480 $1,535,465
Total $525,441,852 $584,172,338 $613,171,257 $702,708,834 $811,906,223

Distribution of Student Loan recipients by age and gender

Age is calculated as at the end of the last quarter of the period.

Student ages 2006 2007 2008 2009 2010
17 or less F 2,648 2% 2,792 2% 2,558 2% 2,626 2% 2,112 1%
M 1,983 1% 2,190 1% 2,043 1% 2,185 1% 1,901 1%
Total 4,631 3% 4,982 3% 4,601 3% 4,811 3% 4,013 2%
18 - 19 F 18,431 13% 20,478 14% 21,333 14% 23,531 14% 24,676 14%
M 13,326 10% 15,107 10% 15,731 11% 17,574 11% 19,051 10%
Total 31,757 23% 35,585 24% 37,064 25% 41,105 25% 43,727 24%
20 - 24 F 29,364 21% 31,186 21% 32,347 22% 35,921 22% 39,809 22%
M 22,170 16% 23,648 16% 24,676 17% 27,692 17% 30,862 17%
Total 51,534 37% 54,834 37% 57,023 38% 63,613 38% 70,671 39%
25 - 29 F 9,173 7% 9,555 6% 9,687 6% 11,074 7% 12,597 7%
M 6,403 5% 6,636 4% 6,757 5% 8,074 5% 9,143 5%
Total 15,576 11% 16,191 11% 16,444 11% 19,148 12% 21,740 12%
30 - 34 F 6,357 5% 6,335 4% 6,056 4% 6,727 4% 7,624 4%
M 3,805 3% 3,729 3% 3,666 2% 4,099 2% 4,688 3%
Total 10,162 7% 10,064 7% 9,722 7% 10,826 7% 12,312 7%
35 - 39 F 5,159 4% 5,276 4% 5,014 3% 5,758 3% 6,271 3%
M 2,645 2% 2,676 2% 2,510 2% 2,921 2% 3,212 2%
Total 7,804 6% 7,952 5% 7,524 5% 8,679 5% 9,483 5%
40 - 44 F 4,413 3% 4,426 3% 3,997 3% 4,497 3% 5,170 3%
M 1,765 1% 1,893 1% 1,737 1% 1,989 1% 2,151 1%
Total 6,178 4% 6,319 4% 5,734 4% 6,486 4% 7,321 4%
45 - 49 F 3,117 2% 3,332 2% 3,340 2% 3,603 2% 4,012 2%
M 1,247 1% 1,320 1% 1,316 1% 1,451 1% 1,600 1%
Total 4,364 3% 4,652 3% 4,656 3% 5,054 3% 5,612 3%
50 - 54 F 1,828 1% 1,963 1% 1,876 1% 2,131 1% 2,382 1%
M 785 1% 785 1% 776 1% 862 1% 1,007 1%
Total 2,613 2% 2,748 2% 2,652 2% 2,993 2% 3,389 2%
55 - 59 F 968 1% 1,068 1% 1,079 1% 1,115 1% 1,305 1%
M 483 0% 528 0% 501 0% 541 0% 661 0%
Total 1,451 1% 1,596 1% 1,580 1% 1,656 1% 1,966 1%
60 - 64 F 611 0% 728 0% 652 0% 539 0% 590 0%
M 351 0% 441 0% 375 0% 407 0% 435 0%
Total 962 1% 1,169 1% 1,027 1% 946 1% 1,025 1%
65 - 69 F 459 0% 476 0% 321 0% 263 0% 233 0%
M 389 0% 433 0% 305 0% 236 0% 242 0%
Total 848 1% 909 1% 626 0% 499 0% 475 0%
70 - 74 F 185 0% 232 0% 162 0% 121 0% 111 0%
M 247 0% 312 0% 211 0% 146 0% 166 0%
Total 432 0% 544 0% 373 0% 267 0% 277 0%
75 - 79 F 36 0% 37 0% 30 0% 23 0% 30 0%
M 86 0% 93 0% 62 0% 50 0% 51 0%
Total 122 0% 130 0% 92 0% 73 0% 81 0%
80 or over F 8 0% 11 0% 10 0% 3 0% 4 0%
M 11 0% 13 0% 8 0% 5 0% 5 0%
Total 19 0% 24 0% 18 0% 8 0% 9 0%
Total F 82,757 60% 87,895 60% 88,462 59% 97,932 59% 106,926 59%
M 55,696 40% 59,804 40% 60,674 41% 68,232 41% 75,175 41%
Total 138,453 100% 147,699 100% 149,136 100% 166,164 100% 182,101 100%

Distribution of Student Loan recipients by residential status

Residential status 2006 2007 2008 2009 2010
Citizen by birth 99,163 72% 104,732 71% 105,845 71% 118,501 71% 129,513 71%
Citizen 17,248 12% 19,072 13% 20,258 14% 22,862 14% 25,543 14%
Non-resident                 1 0%
Permanent resident 21,823 16% 23,691 16% 22,831 15% 24,592 15% 26,802 15%
Refugee 219 0% 204 0% 201 0% 209 0% 242 0%
Unknown         1 0%        
Total 138,453 100% 147,699 100% 149,136 100% 166,164 100% 182,101 100%

Summary of Student Loan recipients by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

Ethnic groups 2006 2007 2008 2009 2010
European 67,940 49% 76,347 52% 80,479 54% 89,904 54% 97,742 54%
Maori 15,020 11% 16,126 11% 16,252 11% 19,453 12% 19,651 11%
Pacific peoples 7,271 5% 8,033 5% 8,697 6% 10,420 6% 11,057 6%
Asian 19,328 14% 22,159 15% 22,425 15% 25,154 15% 26,768 15%
Other 3,089 2% 3,514 2% 3,805 3% 4,241 3% 4,351 2%
European and Maori 4,894 4% 4,960 3% 5,029 3% 5,519 3% 9,417 5%
European and Pacific 1,172 1% 1,196 1% 1,280 1% 1,435 1% 2,143 1%
Maori and Pacific 445 0% 420 0% 448 0% 507 0% 972 1%
European and Asian 763 1% 898 1% 1,018 1% 1,214 1% 1,617 1%
Maori and Asian 60 0% 38 0% 48 0% 52 0% 93 0%
Pacific and Asian 216 0% 148 0% 150 0% 157 0% 243 0%
European and Other 495 0% 422 0% 385 0% 400 0% 1,028 1%
Maori and Other 60 0% 40 0% 38 0% 30 0% 71 0%
Pacific and Other 32 0% 20 0% 16 0% 25 0% 35 0%
Asian and Other 309 0% 146 0% 116 0% 79 0% 232 0%
3 ethnic groups 543 0% 529 0% 592 0% 648 0% 962 1%
4 ethnic groups 34 0% 47 0% 36 0% 33 0% 40 0%
All 5 ethnic groups 9 0% 15 0% 14 0% 17 0% 9 0%
Unspecified 16,773 12% 12,641 9% 8,308 6% 6,876 4% 5,670 3%
Total 138,453 100% 147,699 100% 149,136 100% 166,164 100% 182,101 100%

Detailed distribution of Student Loan recipients by ethnicity

From 2003 more detailed ethnicity data has been recorded.

Ethnicity details 2006 2007 2008 2009 2010
European mixed 2,294 2,185 2,463 2,697 11,096
Pacific peoples mixed 354 347 351 384 1,099
Asian mixed 925 557 536 511 3,348
Other mixed 326 172 149 136 595
Admiralty Islander 25 27 28 38 211
Afghani 124 160 204 234 250
African 685 888 1,065 1,321 1,502
African American 16 27 24 43 15
Aitutaki Islander 35 50 60 48 41
Albanian 23 40 47 45 28
Algerian 9 12 10 14 3
American (US) 161 260 290 331 326
Arab 208 332 397 427 296
Argentinian 17 25 21 20 26
Armenian 4 10 8 15 10
Asian 1,078 1,124 1,053 1,136 1,483
Assyrian 40 53 58 61 52
Atiu Islander   2 6 8 5
Austral Islander     1 1  
Australian 605 753 854 911 978
Australian Aboriginal 4 7 6 13 14
Austrian 9 18 19 28 26
Bangladeshi 95 118 134 140 144
Belau/PalauIslander     1 1 1
Belgian 6 10 13 15 12
Bengali 18 26 28 30 22
Bismark Archipelagoan 2 3 4 2  
Bolivian 2 4 9 8 6
Bougainvillean 2 1 1 2 1
Brazilian 32 55 82 84 120
British 451 728 1,002 1,340 1,631
Bulgarian 33 46 49 42 42
Burgher 1 1 1 2 1
Burmese 21 31 38 54 50
Byelorussian 4 3 5 4 3
Canadian 94 139 134 165 137
Caroline Islander     1    
Celtic 34 49 40 50 32
Central American Indian 6 4 4 2  
Channel Islander 1 2 5 5 3
Chilean 20 37 43 73 84
Chinese 7,918 8,721 7,970 8,724 8,165
Colombian 13 19 20 24 40
Cook Island Maori 838 903 975 1,161 1,129
Cornish 3 4 5 4 4
Corsican 3 11 8 13 7
Costa Rican 2 3 2 2  
Creole (Latin America) 1 1 2 1 1
Creole (US)   2 1 3 1
Croat/Croatian 44 52 73 91 77
Cypriot Unspecified 1 2 4 3 2
Czech 8 13 15 15 18
Dalmatian 8 6 5 4 4
Danish 11 21 24 20 15
Dutch/Netherlands 145 193 229 263 216
Easter Islander 6 11 6 12 2
Ecuadorian   4 2 8 3
Egyptian 86 112 101 118 99
English 865 1,259 1,546 1,816 1,354
Estonian 2 3 5 6 5
European 7,036 8,783 9,108 10,128 7,138
Falkland Islander/Kelper   2 1 2 3
Fijian (except Fiji Indian/Indo-Fijian) 254 286 267 300 368
Fijian Indian/Indo-Fijian 813 1,095 1,211 1,536 1,653
Filipino 514 709 939 1,236 1,419
Finnish 6 5 3 3 2
Flemish 2 2 3   2
French 17 26 31 36 28
Gaelic 8 3 5 6 4
Gambier Islander     1    
German 85 147 185 188 211
Greek (incl Greek Cypriot) 11 26 28 41 30
Greenlander   1   1 1
Guadalcanalian 1   2 2  
Guatemalan     3 1  
Gujarati 32 74 78 94 111
Guyanese 2 3 4 2 3
Hawaiian   3 2 2 1
Honduran   3 4 3 3
Hong Kong Chinese 164 219 242 268 208
Hungarian 17 22 27 34 40
Icelander 3 2 6 8 3
Indian 3,144 3,604 3,876 4,330 4,029
Indonesian 96 113 131 135 127
Inuit/Eskimo 2 1 3 4  
Iranian/Persian 189 294 303 313 303
Iraqi 102 145 173 175 154
Irish 70 124 138 140 120
Israeli/Jewish/Hebrew 42 55 69 64 52
Italian 13 20 30 37 21
Jamaican 2 7 7 5 1
Japanese 79 120 148 169 149
Jordanian 9 9 13 11 13
Kampuchean Chinese 9 7 11 17 10
Kanaka/Kanak   1      
Kenyan 5 6 8 6 1
Khmer/Kampuchean/Cambodian 82 95 115 117 98
Kiribati/Gilbertese 12 23 28 53 45
Korean 1,574 2,189 2,426 2,819 2,409
Kurd 15 28 35 49 43
Lao/Laotian 18 32 34 37 34
Latin American/Hispanic 44 56 62 81 45
Latvian 5 7 10 6 5
Lebanese 11 14 19 19 6
Libyan     1 4 3
Lithuanian 1 1 4 4 4
Macedonian 44 72 68 68 50
Malaitian 2 2 2 2  
Malay/Malayan 29 36 40 47 38
Malaysian Chinese 509 624 698 741 641
Maltese 3 6 3 5 4
Malvinian (Spanish-speaking Falkland Islander)       3  
Mangaia Islander 2 5 4 8 5
Manihiki Islander 2 5 3 1 3
Manus Islander 1 2 1   1
Manx   2 3 2 1
Marquesas Islander       1  
Marshall Islander   1 1 3  
Mauke Islander   1 2 3 3
Mauritian 5 8 8 11 14
Mexican 6 16 17 22 13
Middle Eastern 270 161 147 151 119
Mitiaro Islander 2 3 1 3 1
Mixed 9,032 8,879 9,170 10,116 16,862
Moroccan 1 3 2 8 7
Nauru Islander 13 17 16 17  
Nepalese 48 55 71 65 77
New Britain Islander 1 4 4 7 2
New Caledonian 1 2 2 2 3
New Georgian 2 1 1 2  
New Irelander 18 27 35 39 12
New Zealand European/Pakeha 53,610 58,565 61,124 68,096 71,109
New Zealand Maori 15,020 16,126 16,252 19,453 19,651
Nicaraguan   2 3 3 2
Nigerian 11 16 15 28 3
Niuean 343 345 370 474 459
North American Indian 4 3 2 2 2
Norwegian 5 4 6 9 3
Not Stated 107 110 87 96 124
Ocean Islander/Banaban       2 2
Omani 2 2 1    
Orkney Islander 2 1 1 1  
Other 642 630 579 582 430
Other European 556 342 213 195 207
Other Pacific Island 54 63 53 71 88
Other Pacific Island Groups 23 26 24 32 24
Other Southeast Asian 92 84 47 52 59
Pakistani 118 156 160 236 221
Palestinian 16 15 21 20 18
Palmerston Islander 1 1 2 2 2
Panamanian       1 1
Papuan/NewGuinean/IrianJayan 12 12 14 22 18
Paraguayan     1    
Penrhyn Islander 2 3 3 3  
Peruvian 17 22 22 24 37
Phoenix Islander   2 1    
Pitcairn Islander 3 7 2 5  
Polish 35 53 72 76 60
Portuguese 7 12 11 9 7
Puerto Rican 2 2 2 3 1
Pukapuka Islander 3 8 4 3 4
Punjabi 48 64 66 76 65
Rakahanga Islander     2 2  
Rarotongan 25 30 36 40 30
Romanian/Rumanian 72 100 105 113 111
Romany/Gypsy 2 5 4 3 1
Rotuman/Rotuman Islander 5 8 6 11 5
Russian 247 370 360 413 378
Samoan 3,628 3,977 4,364 5,186 5,007
Santa Cruz Islander   1 1    
Sardinian     1    
Scottish (Scots) 115 147 161 187 138
Serb/Serbian 67 86 107 109 88
Seychelles Islander 2 2 3 1 1
Shetland Islander 1 3 4 2  
Sikh 10 26 25 36 36
Singaporean Chinese 76 122 127 140 122
Sinhalese 165 202 204 206 127
Slavic/Slav 8 8 7 7 6
Slovak 4 8 11 16 9
Slovene/Slovenian 3 1 4 4 1
Society Islander (including Tahitian) 1 2 1 2 1
Solomon Islander 14 20 24 27 27
Somali 68 102 139 129 43
South African 967 1,433 1,600 1,864 1,748
South American Indian 5 2 4 7 1
South Slav (formerly Yugoslav groups) 8 4 14 11 11
Southeast Asian 94 53 44 52 55
Spanish 10 13 14 18 11
Sri Lankan 370 386 354 378 348
Sri Lankan Tamil 121 167 184 170 166
Swedish 11 8 16 24 22
Swiss 15 25 35 23 18
Syrian 8 9 12 12 2
Taiwanese Chinese 663 797 818 876 660
Tamil 17 30 22 25 27
Thai/Tai/Siamese 106 148 146 185 157
Tibetan   2 1 3 1
Tokelauan 127 130 134 133 134
Tongan 1,414 1,618 1,794 2,220 2,223
Tunisian   1     1
Turkish (incl Turkish Cypriot) 20 17 23 23 31
Tuvalu Islander/Ellice Islander 33 39 38 59 83
Ugandan   3 3 3  
Ukrainian 26 42 42 48 64
Unspecified 16,773 12,641 8,308 6,876 5,670
Uruguayan 1 4 9 9 11
Vanuatu Islander/New Hebridean 5 3 9 6 3
Venezuelan 2 1 2 6 9
Vietnamese 142 189 211 243 226
Vietnamese Chinese 16 24 33 36 33
Wake Islander   1 1 1  
Wallis Islander       1 2
Welsh 37 56 68 80 53
West Indian/Caribbean 8 6 3 11 11
Yap Islander 2 5 4 5 1
Yemeni 6 6 6 4  
Total 138,453 147,699 149,136 166,164 182,101

Last updated: 05 May 2010