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Student Loans Jan - Jun (First and second quarters)

These figures are cumulative year-to-date figures. Therefore, the Jan - Dec figures are the relevant calendar year figures in the annual statistics table. For the purpose of these tables, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the month specified. Percentage figures may not add to exactly 100% because of rounding effects. All percentages are rounded to the nearest percent. Five years of data are presented, earlier figures are included in the downloadable spreadsheets.

Amounts paid out for Student Loans

Loan totals 2008 2009 2010 2011 2012
Fees 136,434 153,106 167,847 164,011 162,199
Course related costs 75,270 90,701 112,325 112,296 103,315
Living costs 75,812 81,306 86,548 86,750 87,118
Repayments and Refunds 22,608 25,315 29,053 31,783 45,754
Administration charges 139,557 156,178 170,850 167,262 164,567
Total number of students 149,136 166,164 182,101 178,195 174,777
Total fees $613,171,257 $702,708,834 $811,906,223 $839,833,714 $860,224,730
Total course related costs $68,306,393 $85,495,111 $106,171,304 $105,690,317 $97,218,179
Total living costs $158,246,071 $168,384,460 $183,033,290 $178,254,238 $180,427,067
Total repayments and refunds $-38,542,391 $-44,129,441 $-50,190,248 $-56,802,674 $-51,300,704
Total administration charges $6,994,800 $7,829,600 $8,565,150 $10,044,310 $9,890,630
Average fees $4,494 $4,590 $4,837 $5,121 $5,304
Average course related costs $907 $943 $945 $941 $941
Average living costs $2,087 $2,071 $2,115 $2,055 $2,071

Distribution of Student Loan recipients by types of education provider attended

Where more than one education provider is named, the students are attending all the named education providers during the year.

Education provider type 2008 2009 2010 2011 2012
COE/PTE 1 0%                
Other/PTE         1 0%        
PTE 23,686 16% 25,635 15% 25,926 14% 25,117 14% 22,011 13%
PTE/University 283 0% 388 0% 383 0% 348 0% 290 0%
PTE/University/Wananga     1 0% 2 0%     1 0%
PTE/Wananga 82 0% 75 0% 167 0% 58 0% 43 0%
Polytech 32,982 22% 39,241 24% 46,113 25% 47,540 27% 48,006 27%
Polytech/PTE 306 0% 415 0% 425 0% 346 0% 304 0%
Polytech/PTE/University 12 0% 17 0% 18 0% 8 0% 3 0%
Polytech/PTE/University/Wanang         1 0%        
Polytech/PTE/Wananga 4 0% 3 0% 9 0%        
Polytech/University 555 0% 682 0% 783 0% 717 0% 586 0%
Polytech/University/Wananga     4 0%     3 0% 1 0%
Polytech/Wananga 45 0% 60 0% 141 0% 58 0% 48 0%
University 88,268 59% 96,257 58% 103,503 57% 99,384 56% 99,252 57%
University/Wananga 71 0% 68 0% 47 0% 53 0% 33 0%
Wananga 2,841 2% 3,318 2% 4,582 3% 4,563 3% 4,199 2%
Total 149,136 100% 166,164 100% 182,101 100% 178,195 100% 174,777 100%

Fees paid out for Student Loans, by provider type

Loans by provider type ($M) 2008 2009 2010 2011 2012
COE/PTE $2,284        
Other/PTE     $3,133    
PTE $98,082,190 $110,380,567 $113,099,589 $114,779,172 $114,281,808
PTE/University $1,830,954 $2,658,210 $2,508,601 $2,572,413 $2,048,144
PTE/University/Wananga   $8,580 $10,522   $5,053
PTE/Wananga $351,749 $310,589 $726,378 $189,942 $174,355
Polytech $118,671,842 $143,548,715 $172,386,854 $193,729,408 $191,862,421
Polytech/PTE $2,389,342 $3,038,390 $3,782,175 $2,490,676 $2,283,153
Polytech/PTE/University $66,423 $155,862 $137,774 $55,598 $20,430
Polytech/PTE/University/Wanang     $7,913    
Polytech/PTE/Wananga $11,250 $3,876 $22,642    
Polytech/University $3,079,627 $3,233,713 $4,524,889 $4,369,610 $3,520,994
Polytech/University/Wananga   $20,403   $20,192 $4,710
Polytech/Wananga $158,067 $179,633 $448,661 $208,747 $149,492
University $380,969,961 $431,561,556 $504,041,191 $510,048,547 $537,674,704
University/Wananga $285,744 $301,537 $178,442 $212,886 $138,106
Wananga $7,271,823 $7,307,204 $10,027,460 $11,156,524 $8,061,359
Total $613,171,257 $702,708,834 $811,906,223 $839,833,714 $860,224,730

Distribution of Student Loan recipients by age and gender

Age is calculated as at the end of the last quarter of the period.

Student ages 2008 2009 2010 2011 2012
17 or less F 2,558 2% 2,626 2% 2,112 1% 1,719 1% 1,594 1%
M 2,043 1% 2,185 1% 1,901 1% 1,654 1% 1,445 1%
Total 4,601 3% 4,811 3% 4,013 2% 3,373 2% 3,039 2%
18 - 19 F 21,333 14% 23,531 14% 24,676 14% 24,073 14% 24,424 14%
M 15,731 11% 17,574 11% 19,051 10% 19,007 11% 19,193 11%
Total 37,064 25% 41,105 25% 43,727 24% 43,080 24% 43,617 25%
20 - 24 F 32,347 22% 35,921 22% 39,809 22% 40,335 23% 40,435 23%
M 24,676 17% 27,692 17% 30,862 17% 30,943 17% 31,269 18%
Total 57,023 38% 63,613 38% 70,671 39% 71,278 40% 71,704 41%
25 - 29 F 9,687 6% 11,074 7% 12,597 7% 12,101 7% 11,696 7%
M 6,757 5% 8,074 5% 9,143 5% 8,448 5% 8,003 5%
Total 16,444 11% 19,148 12% 21,740 12% 20,549 12% 19,699 11%
30 - 34 F 6,056 4% 6,727 4% 7,624 4% 7,473 4% 7,054 4%
M 3,666 2% 4,099 2% 4,688 3% 4,398 2% 4,094 2%
Total 9,722 7% 10,826 7% 12,312 7% 11,871 7% 11,148 6%
35 - 39 F 5,014 3% 5,758 3% 6,271 3% 5,882 3% 5,450 3%
M 2,510 2% 2,921 2% 3,212 2% 2,941 2% 2,681 2%
Total 7,524 5% 8,679 5% 9,483 5% 8,823 5% 8,131 5%
40 - 44 F 3,997 3% 4,497 3% 5,170 3% 5,054 3% 4,720 3%
M 1,737 1% 1,989 1% 2,151 1% 2,136 1% 2,066 1%
Total 5,734 4% 6,486 4% 7,321 4% 7,190 4% 6,786 4%
45 - 49 F 3,340 2% 3,603 2% 4,012 2% 3,788 2% 3,619 2%
M 1,316 1% 1,451 1% 1,600 1% 1,594 1% 1,462 1%
Total 4,656 3% 5,054 3% 5,612 3% 5,382 3% 5,081 3%
50 - 54 F 1,876 1% 2,131 1% 2,382 1% 2,327 1% 2,143 1%
M 776 1% 862 1% 1,007 1% 983 1% 958 1%
Total 2,652 2% 2,993 2% 3,389 2% 3,310 2% 3,101 2%
55 - 59 F 1,079 1% 1,115 1% 1,305 1% 1,240 1% 1,042 1%
M 501 0% 541 0% 661 0% 624 0% 526 0%
Total 1,580 1% 1,656 1% 1,966 1% 1,864 1% 1,568 1%
60 - 64 F 652 0% 539 0% 590 0% 489 0% 326 0%
M 375 0% 407 0% 435 0% 403 0% 279 0%
Total 1,027 1% 946 1% 1,025 1% 892 1% 605 0%
65 - 69 F 321 0% 263 0% 233 0% 172 0% 111 0%
M 305 0% 236 0% 242 0% 168 0% 96 0%
Total 626 0% 499 0% 475 0% 340 0% 207 0%
70 - 74 F 162 0% 121 0% 111 0% 76 0% 33 0%
M 211 0% 146 0% 166 0% 100 0% 36 0%
Total 373 0% 267 0% 277 0% 176 0% 69 0%
75 - 79 F 30 0% 23 0% 30 0% 16 0% 8 0%
M 62 0% 50 0% 51 0% 43 0% 11 0%
Total 92 0% 73 0% 81 0% 59 0% 19 0%
80 or over F 10 0% 3 0% 4 0% 6 0% 2 0%
M 8 0% 5 0% 5 0% 2 0% 1 0%
Total 18 0% 8 0% 9 0% 8 0% 3 0%
Total F 88,462 59% 97,932 59% 106,926 59% 104,751 59% 102,657 59%
M 60,674 41% 68,232 41% 75,175 41% 73,444 41% 72,120 41%
Total 149,136 100% 166,164 100% 182,101 100% 178,195 100% 174,777 100%

Distribution of Student Loan recipients by residential status

Residential status 2008 2009 2010 2011 2012
Citizen by birth 105,845 71% 118,501 71% 129,513 71% 128,964 72% 127,253 73%
Citizen 20,258 14% 22,862 14% 25,543 14% 25,810 14% 25,932 15%
Non-resident         1 0%        
Permanent resident 22,831 15% 24,592 15% 26,802 15% 23,082 13% 21,279 12%
Protected person             5 0% 3 0%
Refugee 201 0% 209 0% 242 0% 334 0% 310 0%
Unknown 1 0%                
Total 149,136 100% 166,164 100% 182,101 100% 178,195 100% 174,777 100%

Summary of Student Loan recipients by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

Ethnic groups 2008 2009 2010 2011 2012
European 80,479 54% 89,904 54% 97,742 54% 96,499 54% 95,255 55%
Maori 16,252 11% 19,453 12% 19,651 11% 19,334 11% 17,960 10%
Pacific peoples 8,697 6% 10,420 6% 11,057 6% 10,951 6% 11,174 6%
Asian 22,425 15% 25,154 15% 26,768 15% 24,257 14% 22,600 13%
Other 3,805 3% 4,241 3% 4,351 2% 4,070 2% 3,952 2%
European and Maori 5,029 3% 5,519 3% 9,417 5% 10,737 6% 11,045 6%
European and Pacific 1,280 1% 1,435 1% 2,143 1% 2,288 1% 2,414 1%
Maori and Pacific 448 0% 507 0% 972 1% 1,155 1% 1,207 1%
European and Asian 1,018 1% 1,214 1% 1,617 1% 1,746 1% 1,821 1%
Maori and Asian 48 0% 52 0% 93 0% 102 0% 113 0%
Pacific and Asian 150 0% 157 0% 243 0% 289 0% 343 0%
European and Other 385 0% 400 0% 1,028 1% 1,207 1% 1,259 1%
Maori and Other 38 0% 30 0% 71 0% 86 0% 78 0%
Pacific and Other 16 0% 25 0% 35 0% 50 0% 57 0%
Asian and Other 116 0% 79 0% 232 0% 293 0% 338 0%
3 ethnic groups 592 0% 648 0% 962 1% 1,104 1% 1,239 1%
4 ethnic groups 36 0% 33 0% 40 0% 54 0% 41 0%
All 5 ethnic groups 14 0% 17 0% 9 0% 5 0% 3 0%
Unspecified 8,308 6% 6,876 4% 5,670 3% 3,968 2% 3,878 2%
Total 149,136 100% 166,164 100% 182,101 100% 178,195 100% 174,777 100%

Detailed distribution of Student Loan recipients by ethnicity

From 2003 more detailed ethnicity data has been recorded.

Ethnicity details 2008 2009 2010 2011 2012
European mixed 2,463 2,697 11,096 14,455 15,515
Pacific peoples mixed 351 384 1,099 1,311 1,441
Asian mixed 536 511 3,348 4,365 4,602
Other mixed 149 136 595 701 742
Admiralty Islander 28 38 211 206 200
Afghani 204 234 250 245 296
African 1,065 1,321 1,502 1,483 1,476
African American 24 43 15 14 16
Aitutaki Islander 60 48 41 42 36
Albanian 47 45 28 23 19
Algerian 10 14 3 1 4
American (US) 290 331 326 282 266
Arab 397 427 296 216 189
Argentinian 21 20 26 30 31
Armenian 8 15 10 10 11
Asian 1,053 1,136 1,483 1,117 914
Assyrian 58 61 52 47 52
Atiu Islander 6 8 5 10 3
Austral Islander 1 1      
Australian 854 911 978 833 735
Australian Aboriginal 6 13 14 8 5
Austrian 19 28 26 28 22
Bangladeshi 134 140 144 135 118
Belau/PalauIslander 1 1 1    
Belgian 13 15 12 14 9
Bengali 28 30 22 22 19
Bismark Archipelagoan 4 2      
Bolivian 9 8 6 6 5
Bougainvillean 1 2 1    
Brazilian 82 84 120 88 94
British 1,002 1,340 1,631 1,615 1,608
Bulgarian 49 42 42 26 26
Burgher 1 2 1   1
Burmese 38 54 50 63 50
Byelorussian 5 4 3 3 3
Canadian 134 165 137 139 118
Caroline Islander 1        
Celtic 40 50 32 36 22
Central American Indian 4 2   1  
Channel Islander 5 5 3   1
Chilean 43 73 84 74 61
Chinese 7,970 8,724 8,165 6,410 5,111
Colombian 20 24 40 28 39
Cook Island Maori 975 1,161 1,129 1,078 1,119
Cornish 5 4 4 1 2
Corsican 8 13 7 7 3
Costa Rican 2 2      
Creole (Latin America) 2 1 1   1
Creole (US) 1 3 1    
Croat/Croatian 73 91 77 65 59
Cypriot Unspecified 4 3 2 1 3
Czech 15 15 18 11 15
Dalmatian 5 4 4 1  
Danish 24 20 15 15 9
Dutch/Netherlands 229 263 216 199 213
Easter Islander 6 12 2 1 1
Ecuadorian 2 8 3 4 3
Egyptian 101 118 99 88 82
English 1,546 1,816 1,354 1,158 1,107
Estonian 5 6 5 2 4
European 9,108 10,128 7,138 5,556 5,056
Falkland Islander/Kelper 1 2 3 1 1
Fijian (except Fiji Indian/Indo-Fijian) 267 300 368 344 358
Fijian Indian/Indo-Fijian 1,211 1,536 1,653 1,547 1,509
Filipino 939 1,236 1,419 1,386 1,530
Finnish 3 3 2 6 6
Flemish 3   2 1 2
French 31 36 28 26 24
Gaelic 5 6 4 1 1
Gambier Islander 1        
German 185 188 211 166 154
Greek (incl Greek Cypriot) 28 41 30 34 33
Greenlander   1 1    
Guadalcanalian 2 2      
Guatemalan 3 1   1 1
Gujarati 78 94 111 99 125
Guyanese 4 2 3 4 3
Hawaiian 2 2 1   2
Honduran 4 3 3 2 2
Hong Kong Chinese 242 268 208 143 119
Hungarian 27 34 40 40 40
Icelander 6 8 3 3 3
Indian 3,876 4,330 4,029 3,602 3,438
Indonesian 131 135 127 106 107
Inuit/Eskimo 3 4     1
Iranian/Persian 303 313 303 256 223
Iraqi 173 175 154 132 120
Irish 138 140 120 118 113
Israeli/Jewish/Hebrew 69 64 52 43 30
Italian 30 37 21 20 26
Jamaican 7 5 1 3 5
Japanese 148 169 149 145 127
Jordanian 13 11 13 7 6
Kampuchean Chinese 11 17 10 8 3
Kenyan 8 6 1 1 2
Khmer/Kampuchean/Cambodian 115 117 98 94 88
Kiribati/Gilbertese 28 53 45 59 56
Korean 2,426 2,819 2,409 2,131 2,039
Kurd 35 49 43 46 47
Lao/Laotian 34 37 34 27 29
Latin American/Hispanic 62 81 45 30 38
Latvian 10 6 5 2 4
Lebanese 19 19 6 3 8
Libyan 1 4 3 3 3
Lithuanian 4 4 4 7 3
Macedonian 68 68 50 45 51
Malaitian 2 2      
Malay/Malayan 40 47 38 35 33
Malaysian Chinese 698 741 641 558 534
Maltese 3 5 4 2 4
Malvinian (Spanish-speaking Falkland Islander)   3      
Mangaia Islander 4 8 5 3 1
Manihiki Islander 3 1 3 2 3
Manus Islander 1   1    
Manx 3 2 1   1
Marquesas Islander   1      
Marshall Islander 1 3      
Mauke Islander 2 3 3 2 2
Mauritian 8 11 14 16 18
Mexican 17 22 13 19 12
Middle Eastern 147 151 119 104 117
Mitiaro Islander 1 3 1 1  
Mixed 9,170 10,116 16,862 19,116 19,958
Moroccan 2 8 7 5 4
Nauru Islander 16 17   1 1
Nepalese 71 65 77 61 52
New Britain Islander 4 7 2    
New Caledonian 2 2 3 2  
New Georgian 1 2   1 1
New Irelander 35 39 12 7 10
New Zealand European/Pakeha 61,124 68,096 71,109 69,069 67,607
New Zealand Maori 16,252 19,453 19,651 19,334 17,960
Nicaraguan 3 3 2 3 1
Nigerian 15 28 3 1 3
Niuean 370 474 459 404 442
North American Indian 2 2 2 3 2
Norwegian 6 9 3 3 6
Not Stated 87 96 124 104 72
Ocean Islander/Banaban   2 2 1 2
Omani 1     1 1
Orkney Islander 1 1   1  
Other 579 582 430 362 301
Other European 213 195 207 176 189
Other Pacific Island 53 71 88 65 69
Other Pacific Island Groups 24 32 24 17 19
Other Southeast Asian 47 52 59 50 52
Pakistani 160 236 221 218 201
Palestinian 21 20 18 17 12
Palmerston Islander 2 2 2 2 1
Panamanian   1 1    
Papuan/NewGuinean/IrianJayan 14 22 18 21 21
Paraguayan 1        
Penrhyn Islander 3 3   1 3
Peruvian 22 24 37 30 29
Phoenix Islander 1        
Pitcairn Islander 2 5     1
Polish 72 76 60 54 43
Portuguese 11 9 7 3 5
Puerto Rican 2 3 1    
Pukapuka Islander 4 3 4 5 9
Punjabi 66 76 65 62 53
Rakahanga Islander 2 2   1 2
Rarotongan 36 40 30 20 29
Romanian/Rumanian 105 113 111 84 85
Romany/Gypsy 4 3 1 1 1
Rotuman/Rotuman Islander 6 11 5 4 9
Russian 360 413 378 332 293
Samoan 4,364 5,186 5,007 4,875 4,794
Santa Cruz Islander 1        
Sardinian 1        
Scottish (Scots) 161 187 138 100 79
Serb/Serbian 107 109 88 93 67
Seychelles Islander 3 1 1 1 1
Shetland Islander 4 2   2 1
Sikh 25 36 36 23 20
Singaporean Chinese 127 140 122 105 94
Sinhalese 204 206 127 86 69
Slavic/Slav 7 7 6 7 4
Slovak 11 16 9 7 8
Slovene/Slovenian 4 4 1 4 6
Society Islander (including Tahitian) 1 2 1    
Solomon Islander 24 27 27 20 14
Somali 139 129 43 36 37
South African 1,600 1,864 1,748 1,461 1,436
South American Indian 4 7 1   1
South Slav (formerly Yugoslav groups) 14 11 11 5 4
Southeast Asian 44 52 55 35 53
Spanish 14 18 11 10 9
Sri Lankan 354 378 348 305 252
Sri Lankan Tamil 184 170 166 144 139
Swedish 16 24 22 17 15
Swiss 35 23 18 20 17
Syrian 12 12 2 2 2
Taiwanese Chinese 818 876 660 564 446
Tamil 22 25 27 17 15
Thai/Tai/Siamese 146 185 157 145 144
Tibetan 1 3 1   1
Tokelauan 134 133 134 145 135
Tongan 1,794 2,220 2,223 2,219 2,295
Tunisian     1 1  
Turkish (incl Turkish Cypriot) 23 23 31 31 36
Tuvalu Islander/Ellice Islander 38 59 83 71 84
Ugandan 3 3      
Ukrainian 42 48 64 44 37
Unspecified 8,308 6,876 5,670 3,968 3,878
Uruguayan 9 9 11 8 8
Vanuatu Islander/New Hebridean 9 6 3 3 5
Venezuelan 2 6 9 7 4
Vietnamese 211 243 226 176 192
Vietnamese Chinese 33 36 33 28 26
Wake Islander 1 1      
Wallis Islander   1 2    
Welsh 68 80 53 52 50
West Indian/Caribbean 3 11 11 7 7
Yap Islander 4 5 1 1 1
Yemeni 6 4      
Total 149,136 166,164 182,101 178,195 174,777

Last updated: 04 December 2012