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Student Loans Jan - Sep (First, second and third quarters)

These figures are cumulative year-to-date figures. Therefore, the Jan - Dec figures are the relevant calendar year figures in the annual statistics table. For the purpose of these tables, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the month specified. Percentage figures may not add to exactly 100% because of rounding effects. All percentages are rounded to the nearest percent. Five years of data are presented, earlier figures are included in the downloadable spreadsheets.

Amounts paid out for Student Loans

Loan totals 2005 2006 2007 2008 2009
Fees 136,768 148,556 153,815 158,689 179,062
Course related costs 86,809 94,765 95,209 95,969 116,689
Living costs 71,009 78,021 84,425 86,075 93,914
Repayments and Refunds 33,569 36,052 39,769 40,116 44,334
Administration charges 142,461 154,314 158,739 163,242 184,103
Total number of students 147,880 160,168 167,061 171,274 192,234
Total fees $564,925,525 $633,826,752 $685,893,467 $734,120,616 $835,656,239
Total course related costs $80,306,135 $88,268,286 $88,636,076 $89,965,741 $113,343,952
Total living costs $220,598,263 $241,834,626 $264,407,275 $268,618,820 $289,293,088
Total repayments and refunds $-45,156,436 $-48,028,823 $-60,709,786 $-65,919,279 $-75,363,488
Total administration charges $7,198,050 $7,789,000 $8,002,600 $8,232,600 $9,288,800
Average fees $4,131 $4,267 $4,459 $4,626 $4,667
Average course related costs $925 $931 $931 $937 $971
Average living costs $3,107 $3,100 $3,132 $3,121 $3,080
Click here to download this table as an Excel spreadsheet.

Distribution of Student Loan recipients by types of education provider attended

Where more than one education provider is named, the students are attending all the named education providers during the year.

Education provider type 2005 2006 2007 2008 2009
CoE 2,475 1% 2,408 1%            
Polytech 36,222 24% 38,091 23% 39,304 23% 40,589 23% 49,164 25%
CoE & Poly 27 0% 18 0% 1 0%        
PTE 26,331 17% 31,236 19% 30,928 18% 30,747 17% 32,816 17%
CoE & PTE 8 0% 8 0% 1 0%        
Poly & PTE 638 0% 698 0% 654 0% 755 0% 1,026 0%
University 75,629 51% 82,097 51% 90,868 54% 93,919 54% 102,861 53%
CoE & Univ 266 0% 266 0% 30 0%        
PTE & Univ 648 0% 664 0% 639 0% 586 0% 742 0%
Poly & Univ 934 0% 942 0% 1,006 0% 1,056 0% 1,285 0%
Wananga 4,316 2% 3,398 2% 3,330 1% 3,289 1% 3,949 2%
Multiple types 386 0% 342 0% 300 0% 333 0% 391 0%
Total 147,880 100% 160,168 100% 167,061 100% 171,274 100% 192,234 100%
Click here to download this table as an Excel spreadsheet.

Fees paid out for Student Loans, by provider type

Loans by provider type ($M) 2005 2006 2007 2008 2009
CoE $6.3 $6.5      
Polytech $120.6 $127.7 $138.7 $146.0 $177.4
CoE & Poly $0.1 $0.1 $0.0    
PTE $114.4 $142.6 $136.3 $140.6 $153.1
CoE & PTE $0.0 $0.0 $0.0    
Poly & PTE $4.6 $5.5 $5.0 $7.3 $7.3
University $296.7 $331.0 $385.9 $419.9 $475.2
CoE & Univ $1.2 $1.2 $0.0    
PTE & Univ $4.3 $4.6 $4.4 $4.4 $5.4
Poly & Univ $4.6 $4.8 $5.0 $6.2 $6.8
Wananga $10.2 $8.1 $9.0 $8.3 $8.7
Multiple types $1.8 $1.6 $1.4 $1.5 $1.8
Total $564.9 $633.8 $685.9 $734.1 $835.7
Click here to download this table as an Excel spreadsheet.

Distribution of Student Loan recipients by age and gender

Age is calculated as at the end of the last quarter of the period.
Student ages 2005 2006 2007 2008 2009
17 or less F 2,635 1% 2,763 1% 2,865 1% 2,604 1% 2,612 1%
M 2,021 1% 2,129 1% 2,311 1% 2,239 1% 2,364 1%
Both 4,656 3% 4,892 3% 5,176 3% 4,843 2% 4,976 2%
18 - 19 F 16,544 11% 18,498 11% 20,091 12% 20,948 12% 23,373 12%
M 11,704 7% 13,512 8% 15,016 8% 15,655 9% 17,659 9%
Both 28,248 19% 32,010 19% 35,107 21% 36,603 21% 41,032 21%
20 - 24 F 32,191 21% 34,519 21% 36,129 21% 38,108 22% 42,113 21%
M 24,136 16% 26,079 16% 27,250 16% 28,797 16% 32,856 17%
Both 56,327 38% 60,598 37% 63,379 37% 66,905 39% 74,969 38%
25 - 29 F 10,964 7% 11,492 7% 11,794 7% 12,180 7% 13,988 7%
M 7,463 5% 7,986 4% 8,236 4% 8,636 5% 10,361 5%
Both 18,427 12% 19,478 12% 20,030 11% 20,816 12% 24,349 12%
30 - 34 F 7,780 5% 7,813 4% 7,609 4% 7,549 4% 8,384 4%
M 4,600 3% 4,687 2% 4,573 2% 4,584 2% 5,239 2%
Both 12,380 8% 12,500 7% 12,182 7% 12,133 7% 13,623 7%
35 - 39 F 6,241 4% 6,358 3% 6,299 3% 6,118 3% 7,026 3%
M 3,106 2% 3,315 2% 3,283 1% 3,188 1% 3,717 1%
Both 9,347 6% 9,673 6% 9,582 5% 9,306 5% 10,743 5%
40 - 44 F 5,183 3% 5,313 3% 5,276 3% 4,884 2% 5,544 2%
M 2,171 1% 2,244 1% 2,292 1% 2,188 1% 2,552 1%
Both 7,354 4% 7,557 4% 7,568 4% 7,072 4% 8,096 4%
45 - 49 F 3,548 2% 3,826 2% 3,998 2% 4,101 2% 4,463 2%
M 1,393 0% 1,557 0% 1,658 0% 1,669 0% 1,879 0%
Both 4,941 3% 5,383 3% 5,656 3% 5,770 3% 6,342 3%
50 - 54 F 1,929 1% 2,237 1% 2,367 1% 2,325 1% 2,594 1%
M 860 0% 1,003 0% 943 0% 990 0% 1,129 0%
Both 2,789 1% 3,240 2% 3,310 1% 3,315 1% 3,723 1%
55 - 59 F 962 0% 1,218 0% 1,257 0% 1,332 0% 1,423 0%
M 518 0% 600 0% 640 0% 637 0% 674 0%
Both 1,480 1% 1,818 1% 1,897 1% 1,969 1% 2,097 1%
60 - 64 F 533 0% 741 0% 856 0% 773 0% 701 0%
M 282 0% 426 0% 506 0% 457 0% 508 0%
Both 815 0% 1,167 0% 1,362 0% 1,230 0% 1,209 0%
65 - 69 F 384 0% 588 0% 534 0% 379 0% 319 0%
M 320 0% 495 0% 469 0% 359 0% 313 0%
Both 704 0% 1,083 0% 1,003 0% 738 0% 632 0%
70 - 74 F 124 0% 243 0% 269 0% 191 0% 154 0%
M 188 0% 333 0% 352 0% 244 0% 184 0%
Both 312 0% 576 0% 621 0% 435 0% 338 0%
75 - 79 F 28 0% 48 0% 45 0% 37 0% 30 0%
M 57 0% 116 0% 116 0% 79 0% 65 0%
Both 85 0% 164 0% 161 0% 116 0% 95 0%
80 or over F 7 0% 11 0% 13 0% 11 0% 4 0%
M 8 0% 18 0% 14 0% 12 0% 6 0%
Both 15 0% 29 0% 27 0% 23 0% 10 0%
Total F 89,053 60% 95,668 59% 99,402 59% 101,540 59% 112,728 58%
M 58,827 39% 64,500 40% 67,659 40% 69,734 40% 79,506 41%
Both 147,880 100% 160,168 100% 167,061 100% 171,274 100% 192,234 100%
Click here to download this table as an Excel spreadsheet.

Distribution of Student Loan recipients by residential status

Residential status 2005 2006 2007 2008 2009
Citizen by birth 108,155 73% 114,606 71% 118,652 71% 121,596 70% 137,278 71%
Citizen 17,233 11% 19,458 12% 21,260 12% 22,815 13% 25,746 13%
Permanent resident 22,238 15% 25,841 16% 26,891 16% 26,622 15% 28,954 15%
Refugee 254 0% 263 0% 258 0% 239 0% 256 0%
Unknown             2 0%    
Total 147,880 100% 160,168 100% 167,061 100% 171,274 100% 192,234 100%
Click here to download this table as an Excel spreadsheet.

Summary of Student Loan recipients by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

Ethnic groups 2005 2006 2007 2008 2009
European 70,869 47% 75,548 47% 83,990 50% 89,213 52% 100,995 52%
Maori 18,427 12% 19,052 11% 20,089 12% 20,956 12% 24,891 12%
Pacific peoples 8,056 5% 8,795 5% 9,755 5% 10,719 6% 12,836 6%
Asian 18,281 12% 22,343 13% 24,763 14% 25,733 15% 28,795 14%
Other 3,287 2% 3,528 2% 4,002 2% 4,284 2% 4,876 2%
European and Maori 5,361 3% 5,677 3% 5,549 3% 5,751 3% 6,364 3%
European and Pacific 1,255 0% 1,328 0% 1,351 0% 1,441 0% 1,663 0%
Maori and Pacific 540 0% 544 0% 513 0% 541 0% 627 0%
European and Asian 686 0% 853 0% 969 0% 1,111 0% 1,306 0%
Maori and Asian 68 0% 66 0% 48 0% 62 0% 62 0%
Pacific and Asian 280 0% 244 0% 167 0% 173 0% 182 0%
European and Other 583 0% 560 0% 455 0% 427 0% 449 0%
Maori and Other 82 0% 71 0% 49 0% 44 0% 37 0%
Pacific and Other 41 0% 41 0% 23 0% 18 0% 29 0%
Asian and Other 417 0% 382 0% 157 0% 120 0% 85 0%
3 ethnic groups 614 0% 643 0% 601 0% 678 0% 759 0%
4 ethnic groups 48 0% 41 0% 52 0% 38 0% 46 0%
All 5 ethnic groups 13 0% 10 0% 14 0% 13 0% 19 0%
Unspecified 18,972 12% 20,442 12% 14,514 8% 9,952 5% 8,213 4%
Total 147,880 100% 160,168 100% 167,061 100% 171,274 100% 192,234 100%
Click here to download this table as an Excel spreadsheet.

Detailed distribution of Student Loan recipients by ethnicity

From 2003 more detailed ethnicity data has been recorded.

Ethnicity details 2005 2006 2007 2008 2009
European mixed 2,019 2,517 2,360 2,662 2,968
Pacific peoples mixed 374 422 406 424 482
Asian mixed 850 1,088 585 575 562
Other mixed 299 372 187 162 150
Admiralty Islander 21 25 31 30 46
Afghani 99 136 182 227 263
African 628 803 1,039 1,225 1,554
African American 7 20 30 30 49
Aitutaki Islander 36 42 60 76 70
Albanian 25 27 43 46 54
Algerian 12 9 12 10 13
American (US) 141 182 289 328 371
Arab 219 219 373 428 459
Argentinian 9 19 29 20 25
Armenian 6 5 12 9 16
Asian 1,233 1,273 1,278 1,218 1,329
Assyrian 29 45 58 65 73
Atiu Islander 2 1 5 5 10
Austral Islander 1     1 2
Australian 619 681 861 974 1,063
Australian Aboriginal 9 7 8 8 14
Austrian 12 10 19 24 32
Bangladeshi 98 108 126 147 166
Belau/PalauIslander     1 1 1
Belgian 7 8 12 13 17
Bengali 15 23 30 33 33
Bismark Archipelagoan 4 2 4 4 1
Bolivian 5 3 5 9 9
Bougainvillean 3 3 1 2 3
Brazilian 29 39 70 93 102
British 412 509 824 1,127 1,525
Bulgarian 32 37 50 54 40
Burgher   1 1 1 2
Burmese 17 22 42 43 66
Byelorussian   4 2 5 6
Canadian 99 106 149 150 178
Caroline Islander       1  
Celtic 38 38 52 47 57
Central American Indian 1 6 6 4 2
Channel Islander 3 1 2 5 6
Chilean 24 26 45 59 94
Chinese 7,223 9,534 9,812 9,347 10,197
Colombian 17 12 21 22 32
Cook Island Maori 1,007 1,095 1,126 1,243 1,516
Cornish 4 4 4 5 6
Corsican 6 3 13 9 15
Costa Rican   2 3 4 2
Creole (Latin America) 1 1 1 2 1
Creole (US) 1   3 2 3
Croat/Croatian 49 46 59 87 96
Cypriot Unspecified 3 1 2 3 5
Czech 15 8 16 20 22
Dalmatian 5 9 5 5 6
Danish 9 12 22 25 20
Dutch/Netherlands 170 163 210 260 303
Easter Islander 5 7 11 8 13
Ecuadorian 1   5 3 8
Egyptian 78 91 124 112 127
English 869 970 1,471 1,755 2,065
Estonian 1 2 5 6 8
European 7,487 7,749 9,753 10,298 11,630
Falkland Islander/Kelper 3   2 2 4
Fijian (except Fiji Indian/Indo-Fijian) 277 296 335 339 360
Fijian Indian/Indo-Fijian 791 928 1,243 1,430 1,837
Filipino 475 553 830 1,076 1,446
Finnish 6 6 5 5 4
Flemish 1 2 2 4  
French 13 19 33 33 42
Gaelic 7 9 5 6 7
Gambier Islander 1     1  
German 69 101 160 202 211
Greek (incl Greek Cypriot) 14 14 29 35 47
Greenlander 1   1   2
Guadalcanalian   1   2 2
Guatemalan     1 3 1
Gujarati 38 40 82 87 104
Guyanese 1 2 3 3 2
Hawaiian 3   3 4 8
Honduran     4 4 3
Hong Kong Chinese 170 178 235 257 280
Hungarian 11 17 24 31 39
Icelander 5 3 2 7 9
Indian 3,006 3,539 4,054 4,429 4,905
Indonesian 87 109 132 146 159
Inuit/Eskimo 3 2 1 4 4
Iranian/Persian 214 218 336 357 362
Iraqi 109 108 165 193 202
Irish 80 86 143 146 163
Israeli/Jewish/Hebrew 43 49 62 75 73
Italian 13 14 26 32 39
Jamaican 4 4 8 7 4
Japanese 64 90 133 178 191
Jordanian 9 9 9 14 10
Kampuchean Chinese 6 9 8 11 20
Kanaka/Kanak     1    
Kenyan 2 5 6 8 7
Khmer/Kampuchean/Cambodian 81 90 111 130 135
Kiribati/Gilbertese 12 17 30 35 71
Korean 1,451 1,743 2,420 2,738 3,132
Kurd 13 17 34 45 55
Lao/Laotian 29 22 37 41 44
Latin American/Hispanic 66 53 67 70 96
Latvian 3 5 8 13 7
Lebanese 18 13 16 19 19
Libyan       1 5
Lithuanian 2 1 2 6 5
Macedonian 41 46 76 76 75
Malaitian 3 2 2 2 3
Malay/Malayan 28 32 39 48 51
Malaysian Chinese 461 536 661 745 779
Maltese 4 5 4 3 6
Malvinian (Spanish-speaking Falkland Islander)         3
Mangaia Islander 3 4 5 7 10
Manihiki Islander 2 2 6 4 3
Manus Islander   1 2 1  
Manx 5 2 2 3 3
Marquesas Islander         1
Marshall Islander     1 1 2
Mauke Islander     2 2 5
Mauritian 7 8 8 11 14
Mexican 6 8 15 18 22
Middle Eastern 314 306 165 156 165
Mitiaro Islander 2 2 3 2 3
Mixed 9,988 10,460 9,948 10,417 11,628
Moroccan 1 1 3 5 8
Nauru Islander 5 15 20 16 16
Nepalese 49 51 62 77 86
New Britain Islander 1 1 4 6 8
New Caledonian 1 1 2 3 3
New Georgian 1 3 2 1 2
New Irelander 17 23 27 43 47
New Zealand European/Pakeha 56,351 59,639 64,201 67,492 76,172
New Zealand Maori 18,427 19,052 20,089 20,956 24,891
Nicaraguan     2 4 4
Nigerian 10 11 18 19 27
Niuean 388 408 428 464 586
North American Indian 2 5 2 3 4
Norwegian 3 6 5 7 9
Not Stated 149 118 116 100 103
Ocean Islander/Banaban 3       2
Omani 2 3 2 1  
Orkney Islander 1 2 1 1 1
Other 814 732 730 637 667
Other European 653 624 360 250 230
Other Pacific Island 68 69 74 66 87
Other Pacific Island Groups 36 32 30 29 37
Other Southeast Asian 116 108 88 54 61
Pakistani 104 144 170 192 266
Palestinian 16 18 19 21 23
Palmerston Islander   1 3 2 2
Panamanian         1
Papuan/NewGuinean/IrianJayan 13 13 17 19 26
Paraguayan       2  
Penrhyn Islander   2 3 3 5
Peruvian 18 18 22 22 31
Phoenix Islander     3 1  
Pitcairn Islander 4 3 6 2 5
Polish 43 39 59 78 85
Portuguese 7 7 12 12 10
Puerto Rican 1 3 2 2 3
Pukapuka Islander 2 4 9 6 4
Punjabi 27 47 76 89 97
Rakahanga Islander       2 2
Rarotongan 24 31 40 47 55
Romanian/Rumanian 64 82 114 118 133
Romany/Gypsy 5 2 4 4 3
Rotuman/Rotuman Islander 5 5 11 6 14
Russian 253 271 412 395 461
Samoan 4,033 4,387 4,864 5,333 6,292
Santa Cruz Islander 1   1 1  
Sardinian 1   1 1  
Scottish (Scots) 116 140 166 186 217
Serb/Serbian 69 75 99 118 117
Seychelles Islander   2 2 3 1
Shetland Islander   1 3 4 2
Sikh 6 12 26 27 42
Singaporean Chinese 50 88 127 136 152
Sinhalese 162 172 205 225 218
Slavic/Slav 11 8 10 7 10
Slovak 5 4 8 12 16
Slovene/Slovenian 4 4 1 5 5
Society Islander (including Tahitian) 2 1 3 1 2
Solomon Islander 11 14 22 29 31
Somali 68 91 118 155 160
South African 857 1,096 1,602 1,782 2,118
South American Indian 4 5 2 6 8
South Slav (formerly Yugoslav groups) 6 10 6 16 13
Southeast Asian 111 103 63 51 61
Spanish 10 10 14 18 19
Sri Lankan 374 405 414 397 423
Sri Lankan Tamil 116 128 190 200 182
Swedish 11 11 14 20 26
Swiss 16 15 27 37 25
Syrian 6 8 9 12 12
Taiwanese Chinese 658 715 848 892 931
Tamil 17 18 33 25 31
Thai/Tai/Siamese 111 119 172 174 214
Tibetan 1   3 2 3
Tokelauan 152 147 158 167 171
Tongan 1,482 1,662 1,930 2,204 2,717
Torres Strait Islander/Thursday Islander 1     1  
Tunisian     1 1  
Turkish (incl Turkish Cypriot) 18 23 18 27 33
Tuvalu Islander/Ellice Islander 36 37 47 52 85
Ugandan   1 4 2 3
Ukrainian 34 32 47 47 57
Unspecified 18,972 20,442 14,514 9,952 8,213
Uruguayan   2 7 8 13
Vanuatu Islander/New Hebridean 5 6 3 10 8
Venezuelan   2 1 3 7
Vietnamese 142 160 222 251 289
Vietnamese Chinese 15 20 24 35 40
Wake Islander 1   1 1 1
Wallis Islander         1
Welsh 39 46 62 78 89
West Indian/Caribbean 5 9 5 5 13
Yap Islander   2 6 4 4
Yemeni 4 7 8 8 5
Total 147,880 160,168 167,061 171,274 192,234
Click here to download this table as an Excel spreadsheet.