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Student Loans Jan - Sep (First, second and third quarters)

These figures are cumulative year-to-date figures. Therefore, the Jan - Dec figures are the relevant calendar year figures in the annual statistics table. For the purpose of these tables, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the month specified. Percentage figures may not add to exactly 100% because of rounding effects. All percentages are rounded to the nearest percent. Five years of data are presented, earlier figures are included in the downloadable spreadsheets.

Amounts paid out for Student Loans

Loan totals 2008 2009 2010 2011 2012
Fees 158,689 179,062 191,793 187,047 183,646
Course related costs 95,969 116,689 136,736 135,079 122,883
Living costs 86,075 93,914 98,477 98,053 98,216
Repayments and Refunds 40,116 44,334 50,192 52,768 63,264
Administration charges 163,242 184,103 196,847 191,788 187,521
Total number of students 171,274 192,234 206,059 201,111 196,104
Total fees $734,120,616 $835,656,239 $945,598,486 $984,372,695 $996,297,528
Total course related costs $89,965,741 $113,343,952 $133,310,797 $131,330,514 $119,420,374
Total living costs $268,618,820 $289,293,088 $308,472,122 $295,206,249 $300,161,383
Total repayments and refunds $-65,919,279 $-75,363,488 $-83,933,264 $-94,339,162 $-85,868,495
Total administration charges $8,232,600 $9,288,800 $9,930,400 $11,584,340 $11,353,790
Average fees $4,626 $4,667 $4,930 $5,263 $5,425
Average course related costs $937 $971 $975 $972 $972
Average living costs $3,121 $3,080 $3,132 $3,011 $3,056

Distribution of Student Loan recipients by types of education provider attended

Where more than one education provider is named, the students are attending all the named education providers during the year.

Education provider type 2008 2009 2010 2011 2012
Other/PTE         1 0%        
PTE 30,747 18% 32,816 17% 32,120 16% 30,980 15% 26,905 14%
PTE/University 586 0% 742 0% 664 0% 672 0% 627 0%
PTE/University/Wananga     1 0% 4 0%     1 0%
PTE/Wananga 125 0% 136 0% 232 0% 102 0% 76 0%
Polytech 40,589 24% 49,164 26% 56,352 27% 57,216 28% 57,486 29%
Polytech/PTE 755 0% 1,026 1% 957 0% 752 0% 684 0%
Polytech/PTE/University 24 0% 30 0% 38 0% 14 0% 14 0%
Polytech/PTE/Wananga 11 0% 6 0% 19 0% 1 0% 3 0%
Polytech/University 1,056 1% 1,285 1% 1,489 1% 1,393 1% 1,263 1%
Polytech/University/Wananga 2 0% 6 0% 1 0% 6 0% 1 0%
Polytech/Wananga 86 0% 126 0% 220 0% 115 0% 109 0%
University 93,919 55% 102,861 54% 108,547 53% 104,436 52% 104,051 53%
University/Wananga 85 0% 86 0% 58 0% 68 0% 47 0%
Wananga 3,289 2% 3,949 2% 5,357 3% 5,356 3% 4,837 2%
Total 171,274 100% 192,234 100% 206,059 100% 201,111 100% 196,104 100%

Fees paid out for Student Loans, by provider type

Loans by provider type ($M) 2008 2009 2010 2011 2012
Other/PTE     $7,150    
PTE $140,638,136 $153,075,401 $152,825,084 $153,870,990 $151,477,988
PTE/University $4,384,055 $5,424,063 $4,908,611 $5,430,723 $5,120,329
PTE/University/Wananga   $8,580 $22,981   $8,277
PTE/Wananga $598,408 $576,817 $1,127,196 $455,245 $301,090
Polytech $145,990,040 $177,386,216 $212,564,868 $236,738,499 $232,777,967
Polytech/PTE $7,319,253 $7,345,928 $7,977,625 $6,645,611 $5,117,087
Polytech/PTE/University $160,181 $257,749 $352,502 $176,185 $106,541
Polytech/PTE/Wananga $43,083 $23,696 $68,777 $1,780 $19,191
Polytech/University $6,154,342 $6,755,821 $8,796,842 $9,109,388 $8,171,775
Polytech/University/Wananga $6,422 $29,904 $3,224 $40,487 $4,710
Polytech/Wananga $294,052 $457,294 $745,951 $414,477 $323,405
University $419,860,605 $475,216,422 $544,220,832 $558,261,801 $583,650,563
University/Wananga $353,760 $399,986 $226,063 $272,894 $189,685
Wananga $8,318,279 $8,698,364 $11,750,778 $12,954,614 $9,028,919
Total $734,120,616 $835,656,239 $945,598,486 $984,372,695 $996,297,528

Distribution of Student Loan recipients by age and gender

Age is calculated as at the end of the last quarter of the period.

Student ages 2008 2009 2010 2011 2012
17 or less F 2,604 2% 2,612 1% 2,060 1% 1,705 1% 1,581 1%
M 2,239 1% 2,364 1% 1,909 1% 1,714 1% 1,548 1%
Total 4,843 3% 4,976 3% 3,969 2% 3,419 2% 3,129 2%
18 - 19 F 20,948 12% 23,373 12% 23,962 12% 23,240 12% 23,488 12%
M 15,655 9% 17,659 9% 18,710 9% 18,685 9% 18,626 9%
Total 36,603 21% 41,032 21% 42,672 21% 41,925 21% 42,114 21%
20 - 24 F 38,108 22% 42,113 22% 46,228 22% 46,713 23% 46,487 24%
M 28,797 17% 32,856 17% 35,810 17% 35,908 18% 36,210 18%
Total 66,905 39% 74,969 39% 82,038 40% 82,621 41% 82,697 42%
25 - 29 F 12,180 7% 13,988 7% 15,431 7% 14,765 7% 14,286 7%
M 8,636 5% 10,361 5% 11,332 5% 10,338 5% 9,826 5%
Total 20,816 12% 24,349 13% 26,763 13% 25,103 12% 24,112 12%
30 - 34 F 7,549 4% 8,384 4% 9,200 4% 8,969 4% 8,462 4%
M 4,584 3% 5,239 3% 5,709 3% 5,414 3% 5,064 3%
Total 12,133 7% 13,623 7% 14,909 7% 14,383 7% 13,526 7%
35 - 39 F 6,118 4% 7,026 4% 7,463 4% 6,918 3% 6,490 3%
M 3,188 2% 3,717 2% 3,895 2% 3,692 2% 3,255 2%
Total 9,306 5% 10,743 6% 11,358 6% 10,610 5% 9,745 5%
40 - 44 F 4,884 3% 5,544 3% 6,140 3% 6,033 3% 5,490 3%
M 2,188 1% 2,552 1% 2,655 1% 2,634 1% 2,508 1%
Total 7,072 4% 8,096 4% 8,795 4% 8,667 4% 7,998 4%
45 - 49 F 4,101 2% 4,463 2% 4,827 2% 4,490 2% 4,287 2%
M 1,669 1% 1,879 1% 1,953 1% 1,915 1% 1,776 1%
Total 5,770 3% 6,342 3% 6,780 3% 6,405 3% 6,063 3%
50 - 54 F 2,325 1% 2,594 1% 2,862 1% 2,797 1% 2,564 1%
M 990 1% 1,129 1% 1,253 1% 1,237 1% 1,157 1%
Total 3,315 2% 3,723 2% 4,115 2% 4,034 2% 3,721 2%
55 - 59 F 1,332 1% 1,423 1% 1,604 1% 1,475 1% 1,224 1%
M 637 0% 674 0% 798 0% 749 0% 636 0%
Total 1,969 1% 2,097 1% 2,402 1% 2,224 1% 1,860 1%
60 - 64 F 773 0% 701 0% 724 0% 584 0% 427 0%
M 457 0% 508 0% 548 0% 466 0% 336 0%
Total 1,230 1% 1,209 1% 1,272 1% 1,050 1% 763 0%
65 - 69 F 379 0% 319 0% 287 0% 199 0% 139 0%
M 359 0% 313 0% 280 0% 198 0% 128 0%
Total 738 0% 632 0% 567 0% 397 0% 267 0%
70 - 74 F 191 0% 154 0% 126 0% 90 0% 34 0%
M 244 0% 184 0% 187 0% 110 0% 45 0%
Total 435 0% 338 0% 313 0% 200 0% 79 0%
75 - 79 F 37 0% 30 0% 33 0% 19 0% 10 0%
M 79 0% 65 0% 58 0% 45 0% 14 0%
Total 116 0% 95 0% 91 0% 64 0% 24 0%
80 or over F 11 0% 4 0% 8 0% 7 0% 4 0%
M 12 0% 6 0% 7 0% 2 0% 2 0%
Total 23 0% 10 0% 15 0% 9 0% 6 0%
Total F 101,540 59% 112,728 59% 120,955 59% 118,004 59% 114,973 59%
M 69,734 41% 79,506 41% 85,104 41% 83,107 41% 81,131 41%
Total 171,274 100% 192,234 100% 206,059 100% 201,111 100% 196,104 100%

Distribution of Student Loan recipients by residential status

Residential status 2008 2009 2010 2011 2012
Citizen by birth 121,596 71% 137,278 71% 146,561 71% 146,126 73% 143,142 73%
Citizen 22,815 13% 25,746 13% 28,329 14% 28,496 14% 28,337 14%
Non-resident         1 0%        
Permanent resident 26,622 16% 28,954 15% 30,857 15% 26,084 13% 24,245 12%
Protected person             5 0% 3 0%
Refugee 239 0% 256 0% 311 0% 400 0% 377 0%
Unknown 2 0%                
Total 171,274 100% 192,234 100% 206,059 100% 201,111 100% 196,104 100%

Summary of Student Loan recipients by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

Ethnic groups 2008 2009 2010 2011 2012
European 89,213 52% 100,995 53% 107,141 52% 105,669 53% 104,059 53%
Maori 20,956 12% 24,891 13% 24,572 12% 24,085 12% 22,075 11%
Pacific peoples 10,719 6% 12,836 7% 13,320 6% 13,317 7% 13,341 7%
Asian 25,733 15% 28,795 15% 29,926 15% 26,700 13% 24,959 13%
Other 4,284 3% 4,876 3% 4,979 2% 4,626 2% 4,472 2%
European and Maori 5,751 3% 6,364 3% 10,851 5% 12,332 6% 12,482 6%
European and Pacific 1,441 1% 1,663 1% 2,445 1% 2,627 1% 2,722 1%
Maori and Pacific 541 0% 627 0% 1,222 1% 1,416 1% 1,474 1%
European and Asian 1,111 1% 1,306 1% 1,744 1% 1,867 1% 1,949 1%
Maori and Asian 62 0% 62 0% 114 0% 121 0% 127 0%
Pacific and Asian 173 0% 182 0% 288 0% 342 0% 382 0%
European and Other 427 0% 449 0% 1,131 1% 1,340 1% 1,369 1%
Maori and Other 44 0% 37 0% 91 0% 100 0% 89 0%
Pacific and Other 18 0% 29 0% 49 0% 61 0% 68 0%
Asian and Other 120 0% 85 0% 267 0% 347 0% 376 0%
3 ethnic groups 678 0% 759 0% 1,132 1% 1,288 1% 1,419 1%
4 ethnic groups 38 0% 46 0% 49 0% 64 0% 52 0%
All 5 ethnic groups 13 0% 19 0% 10 0% 5 0% 3 0%
Unspecified 9,952 6% 8,213 4% 6,728 3% 4,804 2% 4,686 2%
Total 171,274 100% 192,234 100% 206,059 100% 201,111 100% 196,104 100%

Detailed distribution of Student Loan recipients by ethnicity

From 2003 more detailed ethnicity data has been recorded.

Ethnicity details 2008 2009 2010 2011 2012
European mixed 2,662 2,968 12,392 15,936 16,914
Pacific peoples mixed 424 482 1,337 1,608 1,686
Asian mixed 575 562 3,816 4,860 5,056
Other mixed 162 150 667 789 815
Admiralty Islander 30 46 273 251 260
Afghani 227 263 280 294 324
African 1,225 1,554 1,741 1,707 1,685
African American 30 49 18 16 17
Aitutaki Islander 76 70 54 50 44
Albanian 46 54 29 25 22
Algerian 10 13 4 4 4
American (US) 328 371 355 308 290
Arab 428 459 327 235 207
Argentinian 20 25 30 32 33
Armenian 9 16 9 12 12
Asian 1,218 1,329 1,671 1,251 1,020
Assyrian 65 73 61 50 56
Atiu Islander 5 10 13 9 7
Austral Islander 1 2      
Australian 974 1,063 1,097 927 824
Australian Aboriginal 8 14 14 10 8
Austrian 24 32 26 31 22
Bangladeshi 147 166 161 142 129
Belau/PalauIslander 1 1 1    
Belgian 13 17 14 15 12
Bengali 33 33 24 23 19
Bismark Archipelagoan 4 1 1 1  
Bolivian 9 9 7 6 6
Bougainvillean 2 3 1    
Brazilian 93 102 160 103 110
British 1,127 1,525 1,798 1,774 1,769
Bulgarian 54 40 49 29 27
Burgher 1 2 1   1
Burmese 43 66 58 67 62
Byelorussian 5 6 4 3 3
Canadian 150 178 157 157 131
Caroline Islander 1        
Celtic 47 57 38 36 25
Central American Indian 4 2 1 1  
Channel Islander 5 6 4   1
Chilean 59 94 99 87 79
Chinese 9,347 10,197 9,222 7,035 5,671
Colombian 22 32 47 30 40
Cook Island Maori 1,243 1,516 1,419 1,380 1,414
Cornish 5 6 4 1 2
Corsican 9 15 10 7 3
Costa Rican 4 2      
Creole (Latin America) 2 1 1   1
Creole (US) 2 3 1    
Croat/Croatian 87 96 82 65 64
Cypriot Unspecified 3 5 2 1 3
Czech 20 22 21 12 18
Dalmatian 5 6 4 1 1
Danish 25 20 15 16 11
Dutch/Netherlands 260 303 238 218 236
Easter Islander 8 13 2 1 1
Ecuadorian 3 8 3 4 4
Egyptian 112 127 107 93 87
English 1,755 2,065 1,549 1,310 1,278
Estonian 6 8 5 2 4
European 10,298 11,630 8,023 6,338 5,812
Falkland Islander/Kelper 2 4 3 1 1
Fijian (except Fiji Indian/Indo-Fijian) 339 360 441 403 443
Fijian Indian/Indo-Fijian 1,430 1,837 1,880 1,734 1,730
Filipino 1,076 1,446 1,593 1,515 1,722
Finnish 5 4 5 7 6
Flemish 4   2 1 2
French 33 42 32 30 30
Gaelic 6 7 5 2 1
Gambier Islander 1        
German 202 211 241 184 168
Greek (incl Greek Cypriot) 35 47 34 39 38
Greenlander   2 2    
Guadalcanalian 2 2      
Guatemalan 3 1   1 1
Gujarati 87 104 123 107 128
Guyanese 3 2 4 4 3
Hawaiian 4 8 1   2
Honduran 4 3 3 2 2
Hong Kong Chinese 257 280 218 149 131
Hungarian 31 39 42 39 41
Icelander 7 9 2 3 3
Indian 4,429 4,905 4,474 3,951 3,781
Indonesian 146 159 145 113 117
Inuit/Eskimo 4 4   1 1
Iranian/Persian 357 362 353 298 270
Iraqi 193 202 164 151 126
Irish 146 163 133 129 120
Israeli/Jewish/Hebrew 75 73 56 46 34
Italian 32 39 22 24 34
Jamaican 7 4 1 5 5
Japanese 178 191 169 164 140
Jordanian 14 10 16 8 9
Kampuchean Chinese 11 20 9 8 2
Kenyan 8 7 1 1 2
Khmer/Kampuchean/Cambodian 130 135 115 104 100
Kiribati/Gilbertese 35 71 68 77 75
Korean 2,738 3,132 2,616 2,322 2,224
Kurd 45 55 47 48 52
Lao/Laotian 41 44 39 30 34
Latin American/Hispanic 70 96 54 35 52
Latvian 13 7 5 3 5
Lebanese 19 19 7 5 8
Libyan 1 5 2 4 3
Lithuanian 6 5 5 7 4
Macedonian 76 75 54 50 53
Malaitian 2 3      
Malay/Malayan 48 51 46 35 38
Malaysian Chinese 745 779 667 591 560
Maltese 3 6 4 2 4
Malvinian (Spanish-speaking Falkland Islander)   3      
Mangaia Islander 7 10 6 4 5
Manihiki Islander 4 3 4 3 4
Manus Islander 1   1    
Manx 3 3 1   1
Marquesas Islander   1      
Marshall Islander 1 2 1    
Mauke Islander 2 5 4 3 2
Mauritian 11 14 17 17 19
Mexican 18 22 20 20 14
Middle Eastern 156 165 133 115 124
Mitiaro Islander 2 3 2    
Mixed 10,417 11,628 19,393 21,910 22,512
Moroccan 5 8 8 5 7
Nauru Islander 16 16   1 1
Nepalese 77 86 89 67 60
New Britain Islander 6 8 4    
New Caledonian 3 3 3 2  
New Georgian 1 2   1 1
New Irelander 43 47 12 10 14
New Zealand European/Pakeha 67,492 76,172 77,369 75,191 73,458
New Zealand Maori 20,956 24,891 24,572 24,085 22,075
Nicaraguan 4 4 2 3 1
Nigerian 19 27 6 1 3
Niuean 464 586 565 516 533
North American Indian 3 4 2 3 2
Norwegian 7 9 3 3 8
Not Stated 100 103 143 123 84
Ocean Islander/Banaban   2 2 2 2
Omani 1     1 1
Orkney Islander 1 1   1  
Other 637 667 481 413 347
Other European 250 230 237 200 209
Other Pacific Island 66 87 97 81 89
Other Pacific Island Groups 29 37 29 25 24
Other Southeast Asian 54 61 72 58 57
Pakistani 192 266 237 241 223
Palestinian 21 23 19 17 12
Palmerston Islander 2 2 2 3 2
Panamanian   1 2    
Papuan/NewGuinean/IrianJayan 19 26 23 25 23
Paraguayan 2        
Penrhyn Islander 3 5   4 3
Peruvian 22 31 41 32 34
Phoenix Islander 1        
Pitcairn Islander 2 5     1
Polish 78 85 63 57 45
Portuguese 12 10 9 4 5
Puerto Rican 2 3 1    
Pukapuka Islander 6 4 7 8 11
Punjabi 89 97 79 70 61
Rakahanga Islander 2 2   2 2
Rarotongan 47 55 41 32 35
Romanian/Rumanian 118 133 120 97 93
Romany/Gypsy 4 3 1 3 1
Rotuman/Rotuman Islander 6 14 7 5 10
Russian 395 461 425 371 315
Samoan 5,333 6,292 5,928 5,791 5,631
Santa Cruz Islander 1        
Sardinian 1        
Scottish (Scots) 186 217 152 106 90
Serb/Serbian 118 117 96 101 69
Seychelles Islander 3 1 1 2 1
Shetland Islander 4 2   2 1
Sikh 27 42 40 24 24
Singaporean Chinese 136 152 126 112 101
Sinhalese 225 218 136 86 72
Slavic/Slav 7 10 7 9 4
Slovak 12 16 9 7 11
Slovene/Slovenian 5 5 2 4 6
Society Islander (including Tahitian) 1 2 1    
Solomon Islander 29 31 31 29 20
Somali 155 160 45 43 46
South African 1,782 2,118 1,926 1,603 1,601
South American Indian 6 8 2   1
South Slav (formerly Yugoslav groups) 16 13 10 6 4
Southeast Asian 51 61 60 40 55
Spanish 18 19 16 10 9
Sri Lankan 397 423 374 314 281
Sri Lankan Tamil 200 182 176 159 145
Swedish 20 26 23 20 17
Swiss 37 25 19 23 19
Syrian 12 12 3 3 2
Taiwanese Chinese 892 931 705 594 471
Tamil 25 31 26 19 18
Thai/Tai/Siamese 174 214 187 168 161
Tibetan 2 3 2   1
Tokelauan 167 171 155 176 160
Tongan 2,204 2,717 2,671 2,708 2,717
Torres Strait Islander/Thursday Islander 1        
Tunisian 1   1 2  
Turkish (incl Turkish Cypriot) 27 33 36 37 40
Tuvalu Islander/Ellice Islander 52 85 94 90 104
Ugandan 2 3      
Ukrainian 47 57 73 46 42
Unspecified 9,952 8,213 6,728 4,804 4,686
Uruguayan 8 13 13 8 11
Vanuatu Islander/New Hebridean 10 8 5 5 5
Venezuelan 3 7 9 7 4
Vietnamese 251 289 250 217 213
Vietnamese Chinese 35 40 41 36 28
Wake Islander 1 1      
Wallis Islander   1 2    
Welsh 78 89 60 58 56
West Indian/Caribbean 5 13 12 7 7
Yap Islander 4 4 1 3 2
Yemeni 8 5   1  
Total 171,274 192,234 206,059 201,111 196,104

Last updated: 26 March 2013