You may be able to borrow course-related costs if you need help to buy materials or services for your course. You need to apply for course-related costs using your MyStudyLink account once your Student Loan is approved. The amount you borrow is added to your Student Loan, you'll have to pay it back so make sure you only borrow what you need.
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Am I eligible for course-related costs?
To get the course-related costs you'll need to be studying full-time (or limited full-time with our approval) and have an approved Student Loan.
People aged 55 years and over at the start date of their course are not eligible for course-related costs.
How much you can borrow
You can borrow up to $1,000 per Student Loan account (usually a 52 week period) for course-related costs.
You don't have to borrow the whole amount at once. Just apply for how much you need and claim the rest of it at any time up until your course finishes. You may need to provide evidence of your costs.
Please note that if you pay back your course-related costs within a year, you are not able to borrow the money again in that same year.
Receiving the Training Incentive Allowance?
If you are receiving a Training Incentive Allowance from Work and Income, the amount you can borrow for course-related costs will reduce by the amount of Training Incentive Allowance you get (any Training Incentive Allowance you get for childcare, transport and disability-related costs won't be included in the reduction).
For example, if you receive a Training Incentive Allowance of $300 for books, the amount you can borrow for course-related costs will reduce to $700.
How to apply for course-related costs
You need to apply for a Student Loan first. Once your Student Loan is approved, you can apply for course-related costs.
The quickest and easiest way to apply for course-related costs is online using your MyStudyLink account. You can also view the status of your course-related costs application and check your payment date.
How and when payment is made
Course-related costs are paid directly to your bank account. The earliest we can do this is 14 days before your course starts.