What's a student loan?

A Student Loan can help to finance your study; it's made up of three parts - compulsory fees, course-related costs and living costs. You need to apply for a loan each time you start a new course. Remember - taking out a loan is a big decision. You will have to pay it back.

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Latest Information

April 2013 - Changes to student loans

There have been some changes to Student Loans from 1 April 2013.…more

Student Loan Amendment Bill passes third reading

The Student Loan Scheme Amendment Bill (No 2) passed its third reading and received Royal Assent on 29 March 2013.…more

Things you need to know about student loans

Make sure you're getting it right when it comes to your student loan.…more

Reduced rates for secondary earnings

If you have more than one job, you can apply for a reduced student loan deduction rate on your secondary earning.…more

No student loan bill or refund on salary or wage income

If you're earning NZ salary or wages only, you won't have a student loan bill or refund on this income at the end of this and future tax years.…more