If you're planning to continue study after you leave school, you're going to have a lot of choices to make.
Take our online reality check to get you on your way. Will it be broadband and baked beans? Dial-up and dining out? Hear from students about their experiences and get yourself Sussed.
These decisions are very important and you'll only get back as much as you put in. Effort, planning and commitment can turn into exciting jobs, higher wages and only having to pay back what you really needed to borrow to get there.
So let's figure what things you'll need for a future in tertiary education, and how you might pay for them.