Information

Traffic light system phase 1 is now live. Phase 2 comes out in 2025. Go here to find out more: Traffic light system

Skip to main content
Ministry of Social Development | Te Manatū Whakahiato Ora
Studylink | Hoto Akoranga
  • A-Z payments
  • Forms
  • Go to the Studylink home page
    Home
  • Starting study
  • In study
  • Returning to study
  • Finished studying
  • Home
  • MyStudyLink Login
  • Online Services
    • MyStudyLink
      • What you can do in MyStudyLink
      • Can’t log in to MyStudyLink
    • Apply online
      • First-time students
      • Returning students
      • Help with applying online
      • Information you'll need
      • Help with filling in the online form
      • Documents supporting your application
      • Verifying copies of original documents
      • How to send us your documents
      • Application status in MyStudyLink
      • When do payments start
    • Send documents using Connect
    • Eligibility test
      • What the test assesses you for
      • Eligibility test disclaimer and privacy information
    • Your RealMe login
      • Manage your RealMe account
      • Forgotten username or password
  • Emergency events
    • COVID-19
  • Starting study
    • How StudyLink works
    • How to pay for study
      • What and where to study
      • Your costs while studying
      • How to pay for study
      • Can you afford to study
      • Scholarships
      • Discount on public transport fares
    • Payments available
      • Student Loan
      • Student Allowance
      • Studying part-time
      • Extra help
      • Studying overseas
      • Help for partners
      • Moving from a benefit to study
      • Studying while on a benefit
      • Examples of what you can get
      • Eligibility test
    • Applying for a payment
    • A-Z of payments
    • A-Z of forms
  • In study
    • Change in circumstances
      • Age changes
      • Address and contact details
      • Bank account
      • Dependent children
      • Name change
      • Going overseas
      • Relationships
      • Tax code
      • Working while studying
    • Change to study details
      • Change study dates
      • Drop papers
      • Pick up papers
      • Change course or programme
      • Extend your study
      • Transfer to another education provider
      • Withdraw from study
    • Change to childcare details
      • Absent from childcare
      • Change in hours
      • Change in reason you get payment
      • Child moves providers
      • Child no longer in your care
      • Start or stop 20 hours ECE
      • Continuing pre-school childcare
      • Continuing childcare when your child's at school
      • Extending childcare
      • Moving to OSCAR
      • Add a child
      • Stop payments
      • Child stops childcare
      • Study, work or training
      • Teacher only day
    • Declare income
      • Student Allowance
      • Student Loan
      • Childcare
      • Extra help
      • Jobseeker Support Student Hardship or Emergency Benefit
      • Parents income
    • Claim course-related costs
    • Change Student Loan living costs
    • Break between study
    • Summer school
    • Unpaid practical work, research or field work
    • Not meeting course requirements
    • Cancel Student Loan
    • Urgent or unexpected costs
      • Food
      • Accommodation and moving costs
      • Power, gas and water bills or heating
      • Dental treatment
      • Glasses
      • Whiteware (eg, fridge, freezer, washing machine)
      • Car repairs
    • Debt
      • Repay debt while on Student Allowance
      • Repay debt if not on Student Allowance
    • Obligations
      • Student Allowance obligations
      • Student Loan obligations
      • Jobseeker Support Student Hardship obligations
      • Emergency Benefit obligations
  • Returning to study
    • Continuing from last semester
    • Took a study break
    • Passing requirements for Student Loan
    • Passing requirements for Student Allowance
    • How many loans you can get
    • How long you can get a Student Allowance for
    • Postgraduate study
    • Apply online for returning students
  • Finished studying
    • What happens to your loan
  • Payments and rates
    • A-Z of payments
      • Student Allowance
      • Student Loan
    • Rates
    • Calculators
  • Forms
  • Glossary
  • About StudyLink
    • Contact us
      • Phone numbers
      • Email us
      • Send evidence
      • Report a suspected fraud
      • Death of a student
    • News
    • Glossary
    • Our services
      • Appointments
      • Cheap as data
      • How StudyLink works
      • About us
      • Payment cards
    • Agents
    • Complaints
      • Review of Decision for Student Allowance
      • Review of Decision for benefit
      • Student Loan objection
  • About this site
    • Accessibility
    • Privacy, disclaimer and copyright information
    • Online security
    • Site map
  1. Home
  2. About StudyLink
  3. Glossary
  4. Full-time definition

About StudyLink

  • Contact us
  • News
  • Glossary
  • Our services
  • Agents
  • Complaints

WARNING: Your device is running Android version 7 or below. From September, you may experience issues accessing our website. We recommend using the Firefox browser.

Full-time definition

Our definition of full-time study for Student Loan and Student Allowance

How to work it out

Tertiary study

Each tertiary course has a value assigned to it called EFTS (equivalent full-time student). For the course to be approved as full-time, the length of that course must meet a certain EFTS value. See table below.

Number of weeks Number of EFTS assigned to be classed as full-time
Under 12 weeks 0.025 EFTS a week
12-15 0.3
16-19 0.4
20 0.5
25 0.625
30 0.75
32-52 0.8
53 or more 1

We get this information directly from your education provider. If you're unsure about whether you're full-time, check with them.

What are EFTS?

More than 1 course

If you're studying more than 1 course, we may be able to join the EFTS together to make you full-time. This criteria is different for Student Loans and Student Allowances.

Secondary study

To be full-time at secondary school, you need to be doing at least 20 hours in the classroom a week.

What parts of the Student Loan you can get depends on if you're in full-time or part-time study.

For example:

Study status Compulsory course fees Course-related costs Living costs
Full-time, full year (i.e. studying both 1st and 2nd semester) Yes Yes Yes
Full-time, part year (i.e. studying either 1st or 2nd semester) Yes Yes Yes
Part-time, full year Yes No No
Part-time, part year
Note: a minimum value of 0.25 EFTS is required.
Yes No No

More than 1 course

If you're studying more than 1 course we can join the EFTS together to make you full-time.

If the length of your course doesn't have enough EFTS to be full-time, we'll check if there is any part which is full-time.

Example:

Your course is 32 weeks long, so you would need to have 0.8 EFTS to be full-time.  Your first semester EFTS value is 0.4, but your second semester is only 0.3. We will determine that you are full-time for the first semester but not for the second semester.

In most cases you will need to be studying towards 1 full-time course at 1 education provider to receive a Student Allowance, however there are situations where courses can be joined together as full-time. These are known as concurrent or conjoint programmes.

 

Related

What are EFTS?
Back to top

How we can help

  • Starting study
  • In study
  • Returning to study
  • Finished studying

Online services

  • Eligibility test
  • MyStudyLink
  • Declare income

About

  • About StudyLink
  • About this site
  • Accessibility
  • Privacy, disclaimer and copyright

Contact us

  • How to contact us
  • Facebook
Go to Ministry of Social Development's website Te Kāwanatanga o Aotearoa / New Zealand Government