Apply online for first-time students
Find out how to apply online for your Student Loan, Student Allowance and other payments.
Steps to apply for first-time students
Important steps when you apply:
- Apply online - there are 3 steps to this:
- Create a RealMe login (if you don't already have one)
- Complete the eligibility test
- Complete your online application
- We'll send relevant forms or documents in the mail
- Get your supporting documents to us
- Log in to MyStudyLink to check your application.
Watch a video on what information you need to apply
View transcript of 'Before you apply for a Student Loan or Allowance' video
Narrator [00:00:01:08]: If you're applying for a student allowance or loan for the first time, there's a bit of information we need. It can seem a lot, but if you have it handy when starting your application, it will make it a bit easier. Okay, let's get into it. You'll need your bank account details, your IRD number, and your email address for starters.
[Words on screen – Bank details, IRD number, email address, study dates, Parents’ income]
Narrator [00:00:21:00]: It's best to use a personal email address, not your school one. And if you're under 24, you'll need to know your parents’ income so we can check if you're able to get a Student Allowance. You'll also need the details of where you're planning to study.
[Image of an email icon and a laptop showing an email inbox. [Images of students – words onscreen – Under 24? Images of different university brochures]
Staff member [00:00:34:19]: It's okay if you're not 100% sure yet, just tell us where you might go. If it changes, we can update your application later.
[Staff member talking to camera]
Narrator [00:00:41:19]: You'll need to put in your course start and end dates. It's okay to keep approximate dates. When it's closer to when your study starts, we get in touch with where you are studying and confirm the start and end dates with them.
[Image of the StudyLink website page where you enter your information]
Staff member [00:00:54:04]: Before you apply, it's good to have your RealMe login sorted.
[Staff member talking to camera]
Narrator [00:00:58:05]: Okay, if you have all the info ready, you can start the application. When your application has been sent to us, we’ll check it. Then we'll let you know what your next steps are and what documents you need to provide. There's a list on our website of all the documents you might need. You can find this in the help with Applying Online section. But you don't need to send us anything until we let you know what we need for your application.
[Image on screen of the ‘Help with applying online’ website page]
Paying for course fees in your final year of study
If you’re starting study for the first time in 2025, a fund called Fees Free may cover some of your course fees for your final year of study. You’ll still need to organise payment of your course fees at the start of your final year. If you meet the criteria for Fees Free, you can claim your entitlement once you complete your qualification.
Find out more on the Fees Free website.