How many loans you can get
There's a limit to how many Student Loans you can get in your lifetime.
Usually, you can only get enough Student Loans to pay for up to 7 EFTS of study.
This includes the EFTS from all loans you got since 2010, where the loan paid for fees, course-related costs or living costs.
7 EFTS is:
- around 840 points/credits, or
- about 7 or 8 years of full-time study.
If you've nearly completed 7 EFTS of study, you may be able to get another Student Loan when:
- you haven't studied 7 EFTS yet, and
- your next course or paper will take you over the 7 EFTS limit.
You've studied 6.5 EFTS and enrolled for another course which is 1 EFTS. Although this takes you over the 7 EFTS limit to 7.5 EFTS, you may be able to get another Student Loan for this course.